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Credit Analyst
1 month ago
DUTIES AND RESPONSIBILITIES
- Reviews and evaluates all credit applications and submitted documents based on the existing credit policies and practices.
- Validates with the assigned branches in case of incomplete documents and screens probability of fraud in the credit applications.
- Decides on the credit applications and validates the veracity and completeness of the credit documents to manage the risks involved in the application.
- Reconciles client records using third party sources data against declared information to recommend appropriate approval amount and payment plans.
- Responsible for checking on MDAP, BAP and other Credit Bureaus prior to the evaluation of credit applications.
- Responsible for addressing the follow up and inquiry with regards to the application coming from the branch.
- Accurate and timely updating on required daily monitoring.
- Accomplishes all other duties that may be assigned from time to time.
JOB QUALIFICATIONS
- A graduate of any course provided that the candidate has the required relevant work experience indicated and with the approval of the hiring manager and department head.
- At least one (1) year of related work experience.
- Excellent analytical skills.
- Excellent orientation on details.
- Preferably with knowledge on MS Office or Google Suite applications.
