AVP - SAVP Credit Review
6 days ago
As a Credit Review Team Lead at East West Banking Corporation in Taguig, you will play a vital role in overseeing our Corporate Banking portfolio and ensuring its optimal performance.
About the Role:
- Develop and execute a comprehensive monitoring initiative for the Bank's Corporate Banking portfolio, including regular reviews and stress tests.
- Create and implement an Early Problem Recognition System to promptly identify high-risk borrowers.
- Regularly review and update the corporate credit policy to address emerging regulations and shifting risk appetites.
- Analyze credit exposures across CBG, Treasury, Trust, and Mortgage Lending to enhance our understanding of risks and opportunities.
Responsibilities:
- Conduct thorough portfolio reviews and stress testing to evaluate the quality of the Bank's Corporate Portfolio, and provide actionable recommendations.
- Collaborate with Corporate Banking and Special Situation Asset Management to establish an Early Problem Recognition System.
- Evaluate Treasury and Trust credit proposals to identify potential credit risks and develop strategies to mitigate them, safeguarding the bank against counterparty defaults.
- Update the Bank's Corporate Credit Policy regularly to ensure compliance with BSP regulations and alignment with the Bank's risk appetite, informed by gap analyses and audit findings.
- Accredit real estate developers for the Bank's End-Buyer Financing program to guarantee project completion and account buyback.
Qualifications:
- Bachelor's degree in business-related fields.
- Chartered Financial Analyst (CFA) certification is beneficial.
- 7-10 years of experience in Credit and Account Management, with at least 5 years in a leadership capacity.
- Detailed expertise in corporate credit analysis and portfolio reviews.
- A deep understanding of PFRS 9 provisions.
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