Credit Risk Analyst

4 days ago


Manila, National Capital Region, Philippines TOYOTA MOBILITY SOLUTIONS PHILIPPINES INC. Full time

Toyota Mobility Solutions Philippines Inc. is seeking a highly skilled Credit Officer to evaluate and recommend credit applications based on established policies and guidelines.

Responsibilities:

- Evaluate credit applications to ensure applicants meet credit standards and comply with company policies.

- Conduct thorough reviews of credit applications, providing feedback and results in a timely manner.

- Prepare financial analysis and spreadsheets to support evaluation decisions.

- Verify information from external credit bureaus and ensure accuracy of data.

- Ensure compliance with MSME and industry tagging requirements.

- Finalize loan structures considering credit scores, debt burden ratio, and policy compliance.

- Prepare reports as requested by superiors.

- Perform other job-related tasks assigned by superiors.

- Participate in Kaizen activities and attend training programs related to the job.

- Collaborate with Credit Verifiers to complete tasks efficiently.

Requirements:

- Bachelor's degree in Accountancy, Financial Management, Business Management, or related field.

- Knowledge of Accounting Standards, Budgeting, and Loan & Financial Reporting.

- Experience working in Credit & Collection in the Banking Industry.

- Excellent written and oral English communication skills.

- Proficient in using MS Office applications, especially Excel.


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