Financial Portfolio Specialist
4 days ago
At Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. Our team is dedicated to ensuring the growth and success of our clients through effective credit risk management.
Job Description- Effectively operate, implement initial remedial management measures, as well as, the overall strong credit risk management in the Credit Support Unit. Scope of work covers accounts coming from the Branch Lending Units and the Branches.
Key Responsibilities:
- Supervise and review the analysis & evaluation of loan proposals from Lending Units using various credit tools/information/documents, ensuring an appropriate and holistic credit risk/mitigant assessment in determining the creditworthiness of existing and prospective borrowers.
- Guarantee quality and timely completion of account renewals, evaluation of prospective borrowers and various credit requests and reports.
- Audit and assess credit risk ratings and classifications and demonstrate strict compliance to documentation and bank policies.
- Perform effective portfolio management, recognize potential issues that require immediate attention or escalation, and initiate remedial management efforts for non-performing loans of accounts showing signs of weakness.
- Ensure effective performance management of the team against set Key Result Areas (KRAs).
- Coordinate with Human Resource partners to ensure adequate talent is available and honed with well-thought-out career development programs.
- Compliance with the bank's Business Continuity Program.
- Handle any and all audit-related exercises in coordination with other business units (IBS, Credit Risk, Compliance).
- Partner with Credit Administration Department, Credit Control and Documentation Division, Credit Investigation and Appraisal Division, LEGAL (or with other relevant units) to ensure that proposals have the appropriate approvals, loan documentation process is in order and collateral/policy deviations are mitigated, among other things.
- Perform administrative duties, overall supervision of the Credit personnel and other related functions that may be assigned from time to time.
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