Business Credit Evaluation Specialist

1 week ago


Biñan, Calabarzon, Philippines beBeeCreditAnalyst Full time ₱1,450,000 - ₱2,170,000
Commercial Credit Analyst Job Description

We are seeking an experienced Commercial Credit Analyst to join our team. As a key member of our lending operations, you will play a critical role in evaluating the creditworthiness of borrowers and associated assets.

The ideal candidate will have strong analytical skills, attention to detail, and excellent communication abilities. You will work closely with loan officers and underwriters to structure loan terms and conditions, ensuring compliance with federal, state, and local regulations.

Key Responsibilities:
  • Evaluate financial statements, credit reports, and other relevant documents to assess creditworthiness.
  • Analyze risk associated with loan applications, including borrower's financial stability and repayment capacity.
  • Conduct thorough assessments of collateral value and marketability.
  • Collaborate with loan officers and underwriters to structure loan terms and conditions.
Requirements:
  • Bachelor's degree in finance, accounting, economics, or related field.
  • Minimum 3 years' experience in credit analysis or similar role within mortgage or finance industry.
  • Experience in using CRM software and financial analysis tools.
  • Strong understanding of commercial loans, income streams, and lenders' servicing calculators.
  • Excellent verbal and written communication skills.


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