
Risk Management Specialist
7 days ago
We are seeking a detail-oriented and proactive Credit Risk Analyst to join our team. The ideal candidate will be highly analytical with strong judgment, excellent communication skills, and a passion for risk evaluation and business partnership.
This role involves reviewing and assessing credit limits for existing customers on a recurring basis, analyzing payment behavior, financial data, and credit risk exposure, collaborating with internal teams to review and respond to business credit requests, recommending adjustments to credit terms in alignment with risk policies, conducting trade and bank reference checks for customer accounts, documenting credit reviews and decisions clearly and consistently, and supporting credit-related inquiries from internal and external stakeholders.
Key Responsibilities- Review and assess credit limits for existing customers on a recurring basis.
- Analyze payment behavior, financial data, and credit risk exposure.
- Collaborate with internal teams to review and respond to business credit requests.
- Recommend adjustments to credit terms in alignment with risk policies.
- Conduct trade and bank reference checks for customer accounts.
- Document credit reviews and decisions clearly and consistently.
- Support credit-related inquiries from internal and external stakeholders.
- 2+ years of experience in credit risk, finance, or related fields.
- Strong analytical and financial assessment skills.
- Experience in reviewing credit limits and payment history.
- Excellent communication skills, both written and verbal.
- Familiarity with bank and trade reference analysis.
- Ability to manage multiple priorities and meet deadlines.
- Proficiency with Excel and Google Workspace.
- Competitive base salaries.
- Loading time off - PTO and sick days without a limit.
We use AI-powered tools to assist with initial application reviews as part of our hiring process. All evaluations are subject to human oversight, and your information is handled in accordance with applicable data privacy laws.
We believe our biggest asset is our people. We are proud to be an equal opportunity employer, hiring and developing individuals from diverse backgrounds and experiences to add to our collaborative culture.
We treat all candidates and employees with respect and do not discriminate in our recruiting, hiring, and promoting processes, including on the basis of race, color, religion, sex, age, sexual orientation, gender identity and/or expression, national origin, veteran status, or disability.
It is the policy of Loadsmart that all offers of employment made shall be contingent upon successful completion of electronic background check(s). These checks will be job-related, consistent with business necessity and conducted by our vendor, pursuant to all applicable laws, rules, policies and procedures of our candidates' specific locale.
Job Details- Seniority level: Entry level.
- Employment type: Full-time.
- Job function: Finance and Sales.
- Industries: Transportation, Logistics, Supply Chain and Storage.
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