Credit Analyst

3 weeks ago


Manila Philippines Polytechnic University of the Philippines Full time

Description:

Duties and Responsibilities:

  • Minimize compay exposure to credit and fraud Losses
  • Review loan applications based on the company's underwriting policies and guidelines
  • Responsible for the thorough credit checking and evaluation
  • Conduct background investigation including credit checks with banks and other financial institutions, personal interviews, discreet background checking, property appraisal, business evaluation, court case, and trade checking verifications
  • Set risk management policies
  • Prepare risk assessment reports, recommend risk mitigation measures and loan structures
  • Prepare competitive and industry analysis as needed
  • Assist in post approval monitoring
  • Ensure compliance with internal credit policies
  • Evaluate and update credit policies as needed
  • Recommend revising underwriting criteria as needed with compliance to management objectives and regulatory guidelines

Qualifications:

  • With at least 2 years experience in banking and financial service industry
  • Bachelor's degree in Management, Finance, Accounting, Math, Economics, Engineering or equivalent
  • With background in risk management, financial statement analysis, credit practices and procedures
  • Highly analytical systematic and organized
  • Effective problem solving skills
  • Keen on details

Requirements:

Skills:
Analytical, Clerical, Creative, Critical Thinking, Computer/Technical Literacy, Adaptability/Flexibility


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