Personal Loans Acquisitions and Portfolio Analyst

5 days ago


Manila, National Capital Region, Philippines Metrobank Full time
Personal Loans Acquisitions and Portfolio Analyst

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development. With Metrobank, a meaningful life is within your reach

JOB SUMMARY:

The key responsibility is to provide Analytics and Data Science support to the Consumer Business Sector's portfolio in the area of balancing Risk-Reward to open up business growth opportunities and transformational initiatives.

Specific Duties & Responsibilities

  • Coordinates with cross functional teams to implement Cards credit risk policies, providing training and support to relevant teams.
  • Conducts thorough analysis of Personal Loans applications and portfolio management programs to identify potential risks.
  • Utilizes statistical models and data analysis tools to assess credit risk.
  • Monitors and evaluates the effectiveness of credit risk policies and makes adjustments as necessary.
  • Uses data insights to recommend policy enhancements and strategies.

QUALIFICATIONS:

  • Bachelor's degree in mathematics, statistics, finance, economics, business administration, or a related field.
  • At least 1 year of relevant credit risk management experience from the banking or financial industry.
  • Strong verbal and written communication skills, able to work collaboratively with cross-functional teams, and strong organizational and project management skills.
  • Proficiency in risk management software, data analysis tools, and financial modeling.
  • Strong analytical and quantitative skills to assess credit risk and make data-driven decisions.

OTHER DETAILS:

Rank: Junior Officer
Unit: Consumer Business Sector/ CCPL Portfolio Management Credit Strategy Department

Seniority level: Mid-Senior level

Employment type: Full-time

Job function: Business Development and Management

Industries: Banking

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