Institutional Credit Management

3 days ago


Taguig, National Capital Region, Philippines Northwestern University Full time

Analyze financial trends and manage credit risk for borrowing relationships, supporting underwriting decisions at Citibank.

Your Role

Key responsibilities include:

  • Provide analysis of business financial trends, indicators, and client data for presentation to the Underwriting Manager.
  • Manage risk associated with new and existing borrowing relationships.
  • Perform spreads of client business financial statements.
  • Create Customer Accounting Systems through Credit Platform.
  • Recognize potential client risk through early warning systems.
  • Perform periodic financial statement reviews and track established financial covenants.
  • Monitor compliance to borrowing base credit facility.
  • Accompany Underwriting Manager on customer site visits when appropriate.
  • Ensure compliance with Citibank policies for satisfactory ratings from internal and external auditors.
  • Assess risk in business decisions, safeguarding Citigroup, clients, and assets by driving compliance with laws, rules, regulations, and policies.
  • Apply sound ethical judgment and escalate, manage, and report control issues transparently.
About You

The company is looking for:

  • Degree in Business, Economics, Statistics, or related field.
  • 0 to 2 years of experience in a financial institution focusing on credit analysis and spreading activities.
  • Fresh graduates considered.
  • Ability to analyze program results versus expectations, develop strategies and criteria, and prepare data for analysis.
  • Attention to detail and professional judgment in interpreting data and results.
  • Developed communication and diplomacy skills for exchanging complex or sensitive information.

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