Insurance Agent
19 hours ago
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Job DescriptionDescription- Client Consultation: Meeting with individuals or businesses to assess their insurance needs, providing guidance on various insurance products (e.g., life, health, auto, property, or business insurance), and explaining policy details.
- Sales and Marketing: Actively seeking new clients through marketing, networking, cold-calling, and referrals, as well as renewing existing clients' policies. They may also promote specific insurance plans or deals.
- Policy Customization: Tailoring insurance plans to meet individual or business needs, recommending appropriate coverage based on the client's financial situation and risks.
- Underwriting and Documentation: Completing necessary paperwork for new policies, renewals, and claims. They may also assist clients with claims processing and act as an intermediary between clients and the insurance company.
- Customer Service: Maintaining strong relationships with clients, answering their questions, resolving issues, and providing ongoing support related to their policies.
- Compliance: Ensuring that all sales practices and policies meet regulatory requirements and industry standards.
- Ongoing Education: Keeping up to date with industry trends, insurance products, and local laws, often participating in continued training to maintain licensure.
Insurance agents may work independently, as part of an agency, or for an insurance company. Their compensation often includes a base salary plus commission or bonuses based on sales.
Requirements- High School Diploma or Equivalent: Most insurance companies require at least a high school diploma or GED.
- Bachelor's Degree (Optional): Some employers may prefer candidates with a degree in business, finance, economics, or a related field, but it's not always required.
Interpersonal Skills, Communication Skills, Processing Government Permits
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