Credit and Portfolio Specialist

6 days ago


Manila, National Capital Region, Philippines maya Full time

ABOUT US

Maya is the all-in-one money platform that is bringing Filipinos bolder ways to master their money.

It is powered by a unique integrated financial services ecosystem that addresses the ever-evolving needs of today's generation of moneymakers through cutting-edge technology.

We lead millions of Filipinos — consumers, businesses, communities, and government agencies alike — into a version of the current digital economy that's more inclusive, transparent, and empowering than ever.

We are powered by the country's only end-to-end digital payments company Maya Philippines, Inc. and Maya Bank, Inc. for digital banking services.

Maya Bank, Inc. and Maya Philippines, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph

OUR VISION

Be the #1 financial services ecosystem in the Philippines through leading-edge technology.

What you will do:

  1. Lead the development and enhancement of a comprehensive risk management framework specifically tailored for credit card portfolios.
  2. Conduct in-depth analysis of credit card portfolio performance metrics, identifying trends, risk factors, and opportunities for optimization.
  3. Utilize advanced statistical techniques to understand credit card customer behavior, credit risk, and portfolio dynamics.
  4. Develop and refine key risk indicators (KRIs) and performance metrics for ongoing monitoring of credit card portfolios.
  5. Provide strategic insights and recommendations to senior management based on analytical findings, contributing to decision-making processes related to credit risk management.
  6. Collaborate cross-functionally with risk management, compliance, finance, and product teams to ensure alignment on risk strategy and compliance with regulatory requirements.

What we are looking for:

  1. Bachelor's degree in Statistics, Mathematics, Economics, Finance, or a related quantitative field. Advanced degree (e.g., Master's) preferred.
  2. 5-8 years of progressive experience in risk analytics within consumer credit, with a strong focus on credit card portfolios.
  3. Expertise in programming languages such as Python, R, or SQL for data manipulation and statistical analysis.
  4. Proven ability to interpret complex data sets and derive actionable insights relevant to credit card risk management.
  5. Excellent communication skills with the ability to present complex concepts and recommendations to stakeholders at various levels of the organization.
  6. Understanding of credit risk modeling techniques, including scorecard development, stress testing, and portfolio optimization is a plus.

OUR MANTRA

Our defiance isn't without reason. The questions we dare to ask aren't without cause. We challenge the way things are to transform into something better – as humans, employees, collaborators, and enablers.

To be part of Team Maya is to be Bolder for Better.


#J-18808-Ljbffr

  • Manila, National Capital Region, Philippines Metrobank Full time

    About MetrobankMetrobank is a forward-thinking organization that values creativity and innovation. We provide our employees with opportunities for growth, continuous learning, and advancement in a dynamic and challenging environment.Our Credit Group is seeking talented and motivated professionals to join our team. With Metrobank, you have the chance to hone...


  • Manila, National Capital Region, Philippines maya Full time

    About UsMaya is an all-in-one money platform that empowers Filipinos to master their finances through cutting-edge technology. Our unique integrated financial services ecosystem addresses the evolving needs of today's generation of moneymakers.As a leading player in the digital economy, we aim to make financial services more inclusive, transparent, and...


  • Manila, National Capital Region, Philippines Private Advertiser Full time

    Company OverviewAt Private Advertiser, we strive to provide innovative financial solutions that meet the evolving needs of our customers. Our credit risk management team plays a critical role in ensuring the quality and stability of our loan portfolios.Job DescriptionAs a Credit Risk Analyst, you will be responsible for performing credit risk management...

  • Credit Specialist

    7 days ago


    Manila, National Capital Region, Philippines Credit Corp Inc Full time

    Credit Corp Inc is a leader in the debt collection industry, driven by a commitment to excellence and innovation. Our team of over 1,900 professionals operates across four countries, with a focus on delivering exceptional results for our clients.As a Customer Relations Associate in collections, you will be part of a dedicated team working together to achieve...


  • Manila, National Capital Region, Philippines AIA Philippines Full time

    Job Summary:As a Senior Fixed Income Analyst at AIA Philippines, you will play a vital role in managing the credit quality of Fixed Income investments. You will evaluate public and private portfolios and issuer-specific risk and valuation to contribute to portfolio returns.Main Responsibilities:• Collaborate in the management of public and private credit...


  • Manila, National Capital Region, Philippines InvestEd Full time

    We are seeking a seasoned Credit Portfolio Manager to support our consumer lending operations. As a key member of our team, you will play a crucial role in developing, reviewing, and enhancing credit risk identification, assessment, monitoring, reporting, and management methodologies, policies, and processes.Key ResponsibilitiesDevelop and maintain credit...


  • Manila, National Capital Region, Philippines Kredivo Group Full time

    Company OverviewKredivo Group is a leading Digital Financial Services Provider that offers innovative financial solutions to individuals and businesses. Our mission is to empower people to take control of their financial lives by providing accessible, secure, and user-friendly financial services. We are committed to driving sustainable growth and mitigating...


  • Manila, National Capital Region, Philippines Impact Investment Exchange (IIX) Careers Full time

    About Women's Livelihood BondThe Women's Livelihood Bond (WLB) is a pioneering financial instrument issued by Impact Investment Exchange (IIX) to empower underserved women across Asia and Africa. It is a series of innovative gender-lens impact bonds that mobilize private capital to support women-focused enterprises in sectors like sustainable agriculture,...


  • Manila, National Capital Region, Philippines Visage Executive Search Full time

    At Visage Executive Search, we are seeking a skilled Credit Risk Specialist to join our team. The successful candidate will be responsible for monitoring designated credit portfolios and analyzing financial statements.ResponsibilitiesPortfolio Monitoring: Regularly review and analyze the performance of assigned credit portfolios to identify potential risks...


  • Manila, National Capital Region, Philippines St. Francis Square Group of Companies Full time

    We are seeking a seasoned Credit and Collection Manager to join our team at St. Francis Square Group of Companies. As a key member of our finance department, you will be responsible for managing the credit risk and collections process for timeshare accounts.About the RoleDevelop and implement effective credit risk management strategies to minimize...


  • Manila, National Capital Region, Philippines Visage Executive Search Full time

    We are searching for a highly motivated Loan Portfolio Manager to join our team at Visage Executive Search. As a key member of our team, you will be responsible for managing commercial loan portfolios and ensuring effective risk management practices.Key ResponsibilitiesPortfolio Oversight: Monitor and analyze commercial loan portfolios to identify areas for...


  • Manila, National Capital Region, Philippines Metrobank Full time

    **Key Responsibilities**Provide analytics and data science support to the Consumer Business Sector's portfolio, focusing on balancing risk-reward to drive business growth and transformational initiatives.Coordinate with cross-functional teams to implement credit risk policies, providing training and support to relevant teams.Conduct thorough analysis of...


  • Manila, National Capital Region, Philippines Fresenius Medical Care Full time

    The Credit Control Specialist - Bahasa Malaysia Speaker is to focus on the improvement of Working Capital KPI's, like DSO, BPDSO and % current improvements to target and execute the Credit Policy to guarantee a high level of compliance. Responsibilities:Position will be working as part of the Credit and Collection Department, reporting to the Credit &...


  • Manila, National Capital Region, Philippines Fresenius Medical Care Full time

    The Credit Control Specialist's main focus is on the improvement of Working Capital KPI's, like DSO, BPDSO and % current improvements to target and execute the Credit Policy to guarantee a high level of compliance.Responsibilities:Position will be working as part of the Credit and Collection DepartmentPerforms collection activities on due invoices and...


  • Manila, National Capital Region, Philippines Broadridge Connectivity Solutions Philippines Inc. Full time

    About the JobWe are seeking a skilled and knowledgeable Support Specialist to join our team.Key ResponsibilitiesProvide comprehensive support for our Private Credit Management System to resolve client issues and inquiries promptly.Collaborate with internal teams to understand system functionalities and provide accurate, up-to-date solutions.Troubleshoot,...


  • Manila, National Capital Region, Philippines Metrobank Full time

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...


  • Manila, National Capital Region, Philippines Metrobank Full time

    Job Opportunity: Credit Review OfficerMetrobank is a leading bank that offers a wide range of financial services to its customers. We're currently looking for a skilled Credit Review Officer to join our team.This role involves analyzing loan proposals and borrowers' creditworthiness, managing credit risk and portfolio performance, and ensuring compliance...

  • Credit Risk Manager

    2 days ago


    Manila, National Capital Region, Philippines Fresenius Medical Care Full time

    The Working Capital Specialist plays a pivotal role in driving business growth by optimizing Working Capital KPIs, such as DSO, BPDSO, and % current improvements. This key position is responsible for executing the Credit Policy to ensure high compliance levels.Responsibilities:Collaborates with the Credit and Collection Department as part of a cohesive team...


  • Manila, National Capital Region, Philippines Metrobank Full time

    Metrobank: Where Talent ThrivesWe're committed to attracting and retaining top talent in the industry. At Metrobank, we believe in creating a work environment that inspires collaboration, innovation, and growth.Talent Development OpportunitiesWe provide our employees with continuous learning opportunities to enhance their skills and knowledge.We offer...


  • Manila, National Capital Region, Philippines Metrobank Full time

    Metrobank: A Leader in Financial ExcellenceWe don't simply hire employees at Metrobank – we hone future leaders. Our company provides opportunities that enhance skills and unlock talents, helping our employees grow professionally and personally.Why Choose Us?We offer attractive salary packages and benefits that recognize expertise and contributions.We...