product manager

3 days ago


Makati City, National Capital Region, Philippines Metrobank Full time

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Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development.

With Metrobank, a meaningful life is within your reach

Position Title:Product Manager

Job Summary:

The commercial deposit Product Manager (PM) shall act as the overall business manager covering the product's development, commercialization, execution/ implementation, enhancement, servicing, risk mitigation capabilities and profitability. The commercial deposit Product Manager (PM) shall be the main point of contact for any initiatives/changes related to commercial deposit products.

Specific Duties & Responsibilities :

Business Generation

  • Develop product/business plans covering market segmentation, product positioning, competitive analysis, sales strategy, pricing strategy and product enhancement to ensure business growth.
  • Align product/business plan with the overall objective and vision of the Bank.
  • Formulate product marketing/commercialization strategy to increase sales activities and product take up (e.g., internal/external product campaigns) in coordination with the Customer Experience and/or Marketing Department.

Operational Efficiency

  • Develop, evaluate and review process changes related to the product/customer segment.
  • Monitor commercial deposit product performance and P&L.
  • Monitor competitors and stay abreast of market trends to identify emerging opportunities and threats.
  • Collaborate with internal and/or cross-functional partner units to deliver overall business objectives and requirements of commercial deposit products.
  • Coordinate with external parties/vendors on product supplies and other items that will support the product features, if any.
  • Perform other related functions that may be assigned from time to time.

Risk Awareness and Management

  • Assess risks on commercial deposit products and ensure that products have necessary controls in place to avoid incidences of AMLA, risk, internal and external fraud, and data privacy.
  • Understand regulatory requirements and compliance standards and applies accordingly to commercial deposit products and ensures compliance of all products with regulatory and internal policies.
  • Coordinate with control units (e.g., Risk Management Group, Compliance Division, Legal Services Division, AMLD, etc) to mitigate risk/s on commercial deposit products and ensure compliance with regulatory requirement.

Must Haves:

  • Must have previous experience as Deposit Product Manager or Cash Management Product Manager.
  • With at least 2 years experience in the banking industry.

Other Details:

Rank: Junior Officer

Unit: Branch Banking Sector / Commercial Deposit Products Department
Location:GT Capital Tower, Ayala Avenue, Makati

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