Loan Limits and Collateral Supervisor
5 days ago
The Loan Limits and Collateral Supervisor is responsible for overseeing the evaluation, monitoring, and management of loan limits and collateral for the bank. This role ensures that credit exposures comply with internal policies and regulatory requirements while maintaining a well-secured loan portfolio. The position also involves risk assessment, documentation review, and collaboration with various departments to enhance credit risk management processes.
Key Responsibilities:
Loan Limits Management:- Supervise the assessment and monitoring of credit exposures to ensure they align with approved loan limits.
- Ensure proper implementation of loan limit policies and guidelines in accordance with regulatory requirements.
- Review and approve requests for loan limit adjustments, ensuring adherence to risk parameters.
- Oversee the proper documentation, valuation, and safekeeping of collaterals.
- Ensure that collateral coverage remains adequate and complies with the bank's risk appetite.
- Coordinate with appraisers, legal teams, and credit officers to ensure the accuracy and completeness of collateral records.
- Monitor collateral revaluation schedules and ensure timely updates.
- Implement and enforce internal credit policies related to loan limits and collateral.
- Ensure compliance with Bangko Sentral ng Pilipinas (BSP) regulations and other applicable laws.
- Identify and mitigate risks associated with loan exposure and collateral management.
Qualifications:
- Bachelor's degree in Business Administration, Finance, Accounting, or a related field.
- At least 2–3 years of experience in loan limits management, collateral evaluation, or credit risk in a banking or financial institution.
- Strong knowledge of BSP regulations on credit risk and collateral requirements.
- Experience in loan documentation and credit underwriting is an advantage.
- Willing to work in Davao City.
We proudly celebrate diversity. We are committed to promoting inclusion in our workplace. We consider all applicants for employment based on the qualification required for the role.
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