Credit Management Associate
4 days ago
Schedule: Mid Shift
Work Set up: Hybrid ( 3 days onsite & 2 days WFH )
Location: Taguig City
Salary Package:
Credit Management Associate II
41,383.00
34,000 Basic Pay
7,383 Allowance
Credit Management Associate II
51,383.00
44,000 Basic Pay
7,383 Allowance
KINDLY INCLUDE YOUR JOB DESCRIPTION, DUTIES & RESPONSIBILITIES, TOOL, CERTIFICATION AND TRAINING IN YOUR CV FOR PAPER SCREENING
Duties & Responsibilities:
Financial Analysis
- Conduct a thorough analysis of the financial statements of companies to evaluate their financial health which includes examining income statements, balance sheets, cash flow statements, and other relevant financial data.
- Recognize potential problematic situations and escalate them to the Team Lead
Credit Risk Management
- Collect relevant information about customers, business climate, sector development from public and other sources.
- Perform manual credit assessments or review & revise the system-generated credit proposals, if needed
- Collect requests coming from the business and evaluate the need to modify the credit limits previously assigned.
- Create credit limit applications, take credit decisions, and approve credit limits in the system.
- Proposal for write-off / bad debts provision
Preparation of payment term applications
- Support business during negotiation on specific payment terms requests from customers and check financial clauses / invoicing requirements.
- Shipment release/monitoring in the ERP against credit limit block
Periodic Review and Monitoring
- Evaluate and analyze changing market conditions that may impact the creditworthiness of specific customers or industries.
- Foresee potential changes of or impact on credit limits due to economic fluctuations within a country and propose suitable strategies to mitigate risks for the company.
- Consider other changing conditions that may influence credit risk.
- KPI reporting and monitoring.
Compliance and Regulatory Adherence
- Ensuring compliance with regulatory requirements and internal control procedures.
Job Requirements:
- More than 2-3 years of working experience in a Credit Management function, preferably in an international environment
- Bachelor's degree in finance, Business Administration, Accounting or similar
- Excellent English skills in spoken and written form
- Knowledge of Dun & Bradstreet (D&B) methodology and SAP FSCM is beneficial.
- Strong capability to analyze financial data and interpret financial statements, knowledge of credit risk, balance sheet analysis, financial exposure, credit research systems and procedures, credit scoring systems, and Microsoft Office Suite.
- Proven analytical skills and solution-oriented approach.
- Effective verbal and written communication skills to present evidence from credit analysis and interact with relevant stakeholders.
Perks & Benefits
- Quarterly Performance Bonus
- 15 days vacation leave – upon regularization
- 15 days sick leave – upon regularization (10 unused leaves are convertible to cash)
- HMO with 2 free dependents (PhilCare)
- Etc
Recruitment Process: Virtual / Online
- Phone Screening Interview
- Initial Interview
- Assessment
- Final Interview
- Job Offer
-
Credit Management Associate
4 days ago
Taguig, National Capital Region, Philippines Addforce Human Resource Solution Inc Full timeJob Title: Credit Management AssociateSchedule: Mid Shift, Work Set up: Hybrid (3 days onsite & 2 days WFH), Location: Taguig City, Salary Package:Credit Management Associate II, Php 41,383.00, Php 34,000 Basic Pay, Php 7,383 AllowanceCredit Management Associate II, Php 51,383.00, Php 44,000 Basic Pay, Php 7,383 AllowanceKINDLY INCLUDE YOUR JOB DESCRIPTION,...
-
Credit Risk Manager
3 days ago
Taguig, National Capital Region, Philippines Addforce Human Resource Solution Inc Full timeAddforce Human Resource Solution Inc. is seeking a skilled Credit Management Associate to join our team. As a key member of our credit management team, you will play a crucial role in supporting our business operations by analyzing financial statements, evaluating creditworthiness, and making informed decisions.About the Job:The Credit Management Associate...
-
Credit Manager
6 days ago
Taguig, National Capital Region, Philippines Risewave Consulting Inc Full timeScope of Role:- As the middle office of the Branch's credit business, The Credit Manager is responsible toassess of Credit proposal, Prepare and submit credit assessment report, monitor andmanage credit risk.- Ensure the conduct of the Branch's credit business is within the letter and requirement ofHead Office and regulatory requirements.Key...
-
credit officer
4 days ago
Taguig, National Capital Region, Philippines RG Group Management Corporation Full timeRequirements:Evaluation and AnalysisConducts initial assessment on the corporate borrower and its major shareholders/directors and lay out the necessary and further clarification.Together with the Account Officer, conducts interview and ocular inspection with the client to determine the risk profile of the borrower and to validate the business...
-
Credit Manager
3 weeks ago
Taguig, National Capital Region, Philippines Risewave Consulting Inc. Full timeOn-site - Taguig 5-10 Yrs Exp Bachelor Full-timeJob DescriptionGovernment Mandated Benefits13th Month PayInsurance Health & WellnessHealth Insurance, HMOProfessional DevelopmentProfessional DevelopmentDescriptionAs the middle office of the Branch's credit business, The Credit Manager is responsible for assessing credit proposals, preparing and submitting...
-
Corporate Credit Risk Analyst
4 days ago
Taguig, National Capital Region, Philippines RG Group Management Corporation Full timeJob OverviewWe are seeking a highly skilled Corporate Credit Risk Analyst to join our team at RG Group Management Corporation. As a key member of our credit evaluation team, you will be responsible for analyzing and evaluating corporate loan applications to determine their creditworthiness.
-
Credit Business Manager
5 days ago
Taguig, National Capital Region, Philippines Risewave Consulting Inc Full timeWe are seeking a seasoned Credit Business Manager to lead our credit business operations. The successful candidate will be responsible for overseeing the entire credit life cycle, from origination to servicing and collections.ResponsibilitiesDevelop and implement credit policies and proceduresOversee credit proposal evaluation and approval processManage...
-
Credit Risk Manager
2 weeks ago
Taguig, National Capital Region, Philippines Michael Page Full timeAbout Our ClientThe client is a multinational energy company based in Taguig. They are a global leader in their industry and are continuously growing.Job DescriptionThe Credit Risk Manager is responsible for:Credit Risk ManagementCredit Assessments and EvaluationDriving policy and procedure optimization for APAC countriesWorking with various business...
-
Credit Risk Manager
6 days ago
Taguig, National Capital Region, Philippines MKIT (HONG KONG) HOLDINGS LIMITED Full time**Job Description**Credit Officer Role at MKIT (HONG KONG) HOLDINGS LIMITEDMKIT (HONG KONG) HOLDINGS LIMITED seeks a skilled Credit Officer to join our team. The successful candidate will be responsible for evaluating and managing loan channeling partnership applications and other retail credit products.The ideal candidate will have strong analytical skills,...
-
Credit Collections Analyst
3 weeks ago
Taguig, National Capital Region, Philippines SYSGEN RPO Full timeSYSGEN RPO Taguig, National Capital Region, PhilippinesThe primary purpose of the Finance Analyst - Credit Collection role is to ensure the timely and efficient credit collection to minimize account receivable overdue, credit release, creation/maintenance of customer master, issue credit notes/debit notes, and all other duties required in the Credit...
-
Credit Risk Manager
4 days ago
Taguig, National Capital Region, Philippines EastWest Bank Full timeWe are seeking an experienced Credit Policy Officer to join our team at EastWest Bank. As a key member of the Consumer Lending Team, you will be responsible for developing and maintaining credit policies for acquisitions, underwriting, portfolio management, and collections. You will evaluate portfolio and industry trends, update policy manuals, assess...
-
credit portfolio manager
2 weeks ago
Taguig, National Capital Region, Philippines Metrobank Full timeCREDIT PORTFOLIO MANAGER - LOCAL CORPORATESBe #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full...
-
Senior Credit Risk Manager
4 days ago
Taguig, National Capital Region, Philippines Risewave Consulting Inc. Full timeJob DescriptionThe Senior Credit Risk Manager is responsible for assessing credit proposals, preparing and submitting credit assessment reports, and monitoring and managing credit risk within the company's lending activities.This role ensures that the conduct of the company's credit business aligns with regulatory requirements and guidelines set by the Head...
-
Credit Loan Processing Specialist
4 days ago
Taguig, National Capital Region, Philippines RCBC Full timeJob SummarySupports the Account Officers with the credit processing including verification and underwriting of both simple and more complex Auto Loan applications requiring Committee approvals.Ensures that loan accounts are approved in adherence with prescribed policies and procedures and in support to credit objectives of the bank.With delegation approval,...
-
Credit Officer
6 days ago
Taguig, National Capital Region, Philippines MKIT (HONG KONG) HOLDINGS LIMITED Full timeJob descriptionsThe Retail Credit Officer is responsible for evaluating and managing loan channeling partnership applications and for other retail credit products and ensure all documentary requirements are complete. This position involves assessing applicants' creditworthiness, ensuring compliance with internal policies, and maintaining risk management...
-
Credit Evaluation Specialist
4 days ago
Taguig, National Capital Region, Philippines RG Group Management Corporation Full timeAbout the RoleThe successful candidate will have a strong background in finance, accounting, or economics, with a minimum of 2 years' experience in credit evaluation and financial analysis. You will work closely with our account officers to conduct interviews and ocular inspections with clients, as well as analyze trade checking data and bank statements.
-
Institutional Credit Management
2 weeks ago
Taguig, National Capital Region, Philippines Citi Full timeInstitutional Credit Management - Structured Trade Underwriter (SVP)CitiNegotiableOn-site - Taguig 1-3 Yrs Exp Diploma Full-timeJob DescriptionThe Underwriter is a strategic professional with excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to...
-
Senior Credit Underwriter
4 days ago
Taguig, National Capital Region, Philippines Citigroup Inc. Full timeAbout the RoleThis is an exciting opportunity for a highly skilled and experienced Credit Underwriter to join our team at Citigroup Inc. as a Senior Credit Underwriter, Corporate Credit. In this role, you will be responsible for developing and implementing credit policies that align with the company's risk management strategy.
-
Institutional Credit Management
3 days ago
Taguig, National Capital Region, Philippines Citigroup Full timeThe Underwriter is a strategic professional with excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for significant...
-
Strategic Credit Policy Manager
4 days ago
Taguig, National Capital Region, Philippines EastWest Bank Full timeEastWest Bank is seeking an experienced professional to join our Consumer Lending Team as a Strategic Credit Policy Manager in our Bonifacio Global City (BGC) site.This role involves developing and updating credit policies for acquisitions, underwriting, portfolio management, and collections based on data analysis, economic indicators, and regulatory...