Standard Chartered Looking for 2024-ISI Kolkata- Graduate-SCMAC at Asia, BR, IN

Modelling & Analytics Analyst

The core responsibilities and requirements for the Modelling & Analytics Analyst role are described below.

Standard Chartered Modelling and Analytics Centre Pvt Ltd (SCMAC) is a 100% Standard Chartered Group owned entity that caters to the analytics needs of the Group. SCMAC provides analytics solutions and data insights to Standard Chartered’s businesses worldwide, focuses on developing new analytics capabilities, research, and follows emerging trends in the analytics industry.

SCMAC comprises six business units offering diverse professional experiences for Campus recruits. We engage with multiple countries across consumer and corporate banking products and the customer lifecycle from originations to impairment. Tools used include Tableau for visualization, MicroStrategy and Mosaic for diagnostics, and SAS, Knowledge Studio, and Dataiku for predictive analytics.

• Business Analytics CoE
  • Machine Learning model development for sourcing and targeting
  • Micro segmentation
  • Strategic analysis and insights
  • Brand impact assessment, Marketing Mix models
  • Campaign management / Campaign Optimization & Measurement
• Retail Risk Analytics
  • Application of AI and ML in improving CPBB Risk Models
  • Risk Models for bank’s Fintech subsidiaries and Digital Joint Ventures
  • Application Fraud Risk modelling
  • IFRS9, Stress Testing and Climate Risk Models
  • Regulatory Capital Models (PD, LGD and EAD)
  • Underwriting, portfolio management and collections models
• CCIB Modelling
  • Development of Risk and Regulatory models for the Corporate, Institutional and Sovereign lending books globally
  • Monitoring the model health over time
  • Developing the models for Corporate Treasury
  • IFRS9, Stress Testing, Basel and Liquidity Risk
• Credit Risk Management CoE
  • Core credit risk management activities for CPBB portfolios: Origination and Portfolio management strategies, associated credit policies and parameters setting
  • Monitoring of decision and policy performance; monitoring of channel and portfolio performance; diagnostics
  • Review and effective challenge of forecasts, impairment proposals, decision framework update proposals and related models
  • Purpose-based portfolio deep dives and aid in setting performance benchmarks, triggers and continuous monitoring towards risk-return optimization
  • Group driven CRM agenda such as Risk Appetite, Credit Testing, and thematic frameworks
• CPBB Policy & Governance
  • Model monitoring framework and governance
  • Model monitoring for IRB and IFRS9 models, diagnostics, remediation, maintenance of PMA’s
  • Automation and ongoing enhancements to monitoring process
• Model lifecycle delivery and assurance
  • Support model delivery project management across various parts of the development process
  • Support IRB model implementation
  • Coordinate with MRPG for model standards, approvals and BAU work

The core competencies required for the job role are:

• Strong logical reasoning ability and ability to perform standard statistical analyses related to business problems
• Ability to solve real life problems and explore creative ideas
• Ability to work with data organized across different platforms and formats
• Ability to prepare appropriate project documentation
• Confident, enthusiastic, attentive, and motivated individuals
• Strong team player with good verbal and written communication skills
• Ability to work across departments and stakeholders within the Bank to achieve end results
• Maintain the quality of deliverables within the stipulated timeframe
• Live by and demonstrate Standard Chartered Bank’s culture and values

• Advanced degree in a quantitative discipline (e.g. Math, Stat, Eco, Engineering, MBA)
• General familiarity with Microsoft Office applications such as Word, Excel and PowerPoint is preferred
• Knowledge of programming languages (Open source such as Python, R, C; or Proprietary such as SAS, SQL) is preferred

We’re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we’ve worked to make a positive difference for our colleagues, clients and communities. We’re on a journey to be the world’s most sustainable and responsible bank.

We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can’t wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion.

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously strive to improve and innovate, keeping things simple and learning from doing well and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off includes volunteering leave, maternity and parental leave for spouse/partner, compassionate leave, sabbatical leave, and market-competitive annual leave
• Flexible working options based around home and office locations
• Proactive wellbeing support through Unmind, development courses for resilience and other human skills, Employee Assistance Programme, and related support
• A continuous learning culture with opportunities to reskill and upskill
• Being part of an inclusive and values-driven organisation that embraces diversity

Recruitment assessments – some roles use assessments to understand suitability. If invited to take an assessment, it indicates progress in the recruitment process.