Credit Risk Officer

3 weeks ago

Taguig, Philippines Cobden & Carter International Full time

Overview

Role Purpose: To make independent credit assessment and review of the Banks potential and existing corporate borrowers so as to maintain or even improve the quality of the Banks credit portfolio and asset quality. Ensure that the highest standards of credit due diligence are conducted on all Corporate Banking accounts with credit facilities or on boarding.

Duties and Responsibilities:

  1. Write credit due diligence report for corporate banking accounts and provides comments regarding credit proposal information that should be presented to Credit Committee (CRECOM).
  2. Conduct independent assessment for account review due to negative news, material adverse event, thematic portfolio review and as required by management.
  3. Review credit analysis of financial statements of accounts. Validate prepared financial spreadsheet and financial projection, if necessary. Review frontlines inputs for credit rating and evaluate the reasonableness of the rating result independently.
  4. Recognize risks such as management ability/ownership risk; financial risk; operational and industry risk; risks pertaining to facility structure and provide mitigating factors of said risks.
  5. Review group/borrowers credit history through looking at the banks own records/ credit folders.
  6. Interpret and analyze credit documents such as credit investigation report and appraisal report which contributes to overall assessment of creditability and collateral quality.
  7. Support secretarial tasks for CRECOM, process in credit approval system (CCMS) and rating system (CWFRA) accordingly and prepare CRECOM minutes.
  8. Coordinate and facilitate the pre-clearance meeting for new account / new facility and prepare the minutes accordingly.
  9. Conduct client / plant visit with Relationship Manager, if needed.
  10. Conduct industry studies for risk appetite of the Branch and support preparation of credit guidelines issued by Risk Management Department.
  11. Safe keep credit folder for signed documents during credit review in line with department operation manual and SOPs.
  12. Support tasks and reports required by internal and external auditor / regulator. Correct internal/external findings on time, add new identified issues in trouble shooting document make sure no repeated errors during credit processing.
  13. Keep abreast of the latest policy / regulatory requirements and risk appetite from Regional Headquarters and Head Office. Support Customer Group Management within Group.
  14. Conduct compliance checking on credit accounts, including but not limited to: compliance with approval conditions, periodic review of KYC information, SBL, AFRD, approval credit limits, appropriateness of credit rating, loan classification and provisioning levels, etc.

Job Specifications:

  • CFA, FRA holder an advantage
  • At least 5 years of experience in banking industry
  • At least 5 years of experience with corporate credit risk due diligence
  • Master the knowledge of financial analysis, cashflow projections, sector study

Work Setup:

  • Shift Schedule: Dayshift
  • Work setup: 100% Onsite - M-F
  • Location: Taguig

By applying, you give consent to collect, store, and/or process personal and/or sensitive information for the purpose of recruitment and employment, may it be internal to Cobden & Carter International and/or to its clients.

#J-18808-Ljbffr

  • Credit Risk Officer

    2 weeks ago

    Taguig, National Capital Region, Philippines Bank of China Full time ₱1,200,000 - ₱2,400,000 per year

    Role Purpose:To make independent credit assessment and review of the Bank's potential and existing corporate borrowers so as to maintain or even improve the quality of the Bank's credit portfolio and asset quality. Ensure that the highest standards of credit due diligence are conducted on all Corporate Banking accounts with credit facilities or on...

  • Credit Risk Officer

    2 weeks ago

    Taguig, National Capital Region, Philippines UNO Digital Bank Full time $90,000 - $120,000 per year

    About the RoleAt UNO Digital Bank, we're building a future-ready financial ecosystem designed for speed, simplicity, and security. As aCredit Risk Officer, you will be at the forefront of safeguarding our loan portfolio through proactive credit risk monitoring, model validation, and regulatory compliance. This role is key in ensuring that UNO's credit risk...

  • Credit Risk Review Officer

    2 weeks ago

    Taguig, National Capital Region, Philippines Maybank Full time ₱900,000 - ₱1,200,000 per year

    Your RoleTheCredit Risk Review Officeris responsible in conducting credit review of loans approved by the Bank to ensure compliance with lending policies and procedures of the Bank.Your ImpactConduct review of Application for Accommodation/ Credit Memorandum (AA/CM) on a post-approval basis to assess the quality of loans.Ensure that requirements in reference...

  • Credit Senior Risk Officer

    3 days ago

    Taguig, Philippines East West Banking Corporation Full time

    Join us to apply for the Credit Senior Risk Officer role at East West Banking Corporation Our Risk Management team is looking for experienced professionals to join us in Bonifacio Global City (BGC), Taguig in the role of Credit Senior Risk Officer. In this role, you will manage the bank's risk by monitoring risks, preparing reports for committees, and...

  • Senior Credit Risk Officer

    2 weeks ago

    Taguig, National Capital Region, Philippines Robert Walters Full time ₱2,000,000 - ₱2,500,000 per year

    SENIOR CREDIT RISK OFFICER Salary: Competitive and based on experience Location: BGCA leading financial institution is seeking a Senior Credit Risk Officer to play a pivotal role in shaping and maintaining the organisation's approach to risk management. This is an exceptional opportunity for you to make a significant impact by developing, implementing, and...

  • Head of Credit Risk

    3 weeks ago

    Taguig, Philippines Cobden & Carter International Full time

    Overview Identify, measure, assess, monitor and control the credit risks of the bank in accordance with the bank\'s risk appetite. Lead the team to perform effective management of credit risk, work as second line of defense independent of front line, and guide front line for balancing the risk taking and achieving business target. Support senior management...

  • Credit Risk Review Officer

    3 weeks ago

    Taguig, Philippines Maybank Full time

    Overview Maybank Taguig, National Capital Region, Philippines The Credit Risk Review Officer is responsible in conducting credit review of loans approved by the Bank to ensure compliance with lending policies and procedures of the Bank. Responsibilities Conduct review of Application for Accommodation/ Credit Memorandum (AA/CM) on a post-approval basis to...

  • Credit Senior Risk Officer

    2 weeks ago

    Taguig, National Capital Region, Philippines East West Banking Corporation Full time ₱1,500,000 - ₱3,000,000 per year

    About the JobLocation:Bonifacio Global City (BGC), TaguigCorporate Rank:Assistant Vice PresidentWork Arrangement:HybridOurRisk Managementteam is looking forexperienced professionalsto join us inBonifacio Global City (BGC), Taguigin the role ofCredit Senior Risk Officer.In this role, you will manage the bank's risk by monitoring risks, preparing reports for...

  • Credit Senior Risk Officer

    3 weeks ago

    Taguig, Philippines EastWest Bank Full time

    About the Job Location: Bonifacio Global City (BGC), Taguig Corporate Rank: Assistant Vice President Work Arrangement: Hybrid Our Risk Management team is looking for experienced professionals to join us in Bonifacio Global City (BGC), Taguig in the role of Credit Senior Risk Officer. In this role, you will manage the bank's risk by monitoring...

  • Credit Risk Manager

    3 weeks ago

    Taguig, Philippines Michael Page Full time

    to work in a global energy company take ownership in a new role and advance their career About Our Client The client is a multinational energy company based in Taguig. They are a global leader in their industry and are continuously growing. Job Description The Credit Risk Manager is responsible for: Credit Risk Management Credit Assessments and Evaluation...