Senior Financial Lines Underwriter

# **Senior Financial Lines Underwriter**At AIG, we are reimagining the way we help customers to manage risk. Join us as a Senior Financial Lines Underwriter to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.**Make your mark in Underwriting**AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.**How you will create an impact*** You will evaluate and underwrite new and renewal business within various financial lines products, including but not limited to Cyber, Professional Indemnity (Errors & Omissions), Directors & Officers (D&O), Crime.* You are expected to thoroughly analyze risk exposures, financial statements, loss histories, and other relevant information to determine appropriate terms, conditions, and pricing.* You must develop a strong understanding of the cyber insurance landscape, including emerging threats, policy forms, and market trends.* You will underwrite cyber liability, data breach, network security, and other related coverages.* You will assess complex risks and develop tailored insurance solutions to meet client needs.* You must adhere to underwriting guidelines, authority levels, and regulatory requirements.* You will need to build and maintain strong relationships with brokers and clients.* You must effectively communicate underwriting decisions, policy terms, and rationale.* You are expected to provide excellent service and support to intermediaries and insureds by doing product presentations and similar events* You must participate in client and broker meetings and presentations as required.* You will monitor and manage an assigned portfolio of accounts.* You will need to collaborate with Claims and other departments to ensure effective management of risks and losses.* You must contribute to the development and implementation of underwriting strategies.* You need to stay informed about market conditions, competitor activities, and industry developments within Financial Lines and specifically cyber insurance.* You must ensure all underwriting activities comply with internal policies, procedures, and regulatory requirements.* You must maintain accurate and complete underwriting files and documentation.**What you’ll need to succeed*** Bachelor's degree in business, finance, insurance-related or Information Technology field.* With ample experience in insurance underwriting, insurance broking or similar related industry preferably in Financial Lines.* With basic knowledge of Financial Lines insurance products, underwriting principles, and industry practices.* We also prefer if you have basic knowledge of Cyber Insurance or Cyber Security concepts.* Having good analytical, risk assessment, and decision-making skills will help you thrive in this role.* Similarly, strong communication, interpersonal, and negotiation skills will also help.* You must be able to build and maintain strong relationships with agents and brokers.* Has the ability to work independently and as part of a team.* It will also be good if you are proficient in Microsoft Office Suite and underwriting systems.* You need to have good understanding of local insurance regulations and compliance requirements.* You must be tenacious, motivated and proactive.**Reimagining insurance to make a bigger difference to the world**American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.**Welcome to a culture of belonging**We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.**Enjoy benefits that take care of what matters**At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.**Reimagining insurance to make a bigger difference to the world**American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.**Welcome to a culture of inclusion**We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.*AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.*AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to Area:UW - UnderwritingAIG Philippines Insurance Inc
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