Home Equity Underwriter

3 weeks ago

Taguig, Philippines Point Digital Finance, Inc. Full time

Overview

Apply directly at:

Location: Arthaland Century Pacific Tower, 5th Avenue, BGC

Job Type: Full time (Manila/Hybrid)

Job Shift: Night

Who we are

At Point, we make homeownership more valuable and accessible. Join us in creating innovative financial products that help homeowners and aspiring buyers. If you're seeking a career where your work truly matters, this is it.

Job summary

Point is looking for an experienced Home Equity Underwriter to join our Manila team. In this role, you'll analyze property and financial data to make approval recommendations, send offers to homeowners, and ensure compliance with company guidelines. You'll collaborate with Account Managers, Processors, and Closers to deliver top-tier customer service.

Location

This is a hybrid role. Our office is located at Arthaland Century Pacific Tower, 5th Avenue, BGC. This role requires going to our office at least one day a week.

Job Responsibilities
  • Review applications and documentation.
  • Request needed documents from homeowners through follow-ups.
  • Review the title to ensure the correct lien position and collaborate with the processor to ensure a clean title.
  • Submit finished dockets to QA for review and send out the final offer after the docket clears QA.
  • Provide updates to cross-functional teams (Processors, Closers, Account Managers).
  • Effectively manage a pipeline of 60-100 files/dockets.
  • Reject dockets that do not meet underwriting guidelines.
Qualifications and skills required
  • 1 year of experience in loan underwriting, loan processing, consumer lending, customer service, operations, fraud analysis, personal banking, or another analytical role.
  • Meticulous attention to detail.
  • Deep understanding of (or eagerness to learn) Fannie Mae lending guidelines.
  • Strong analytical and problem-solving skills.
  • Comfort presenting and defending credit decisions.
  • Fluency in Microsoft Office or Google Sheets. You use formulas to reduce errors and increase efficiency whenever possible.
  • A desire to deliver a high level of quality customer service.
  • Knowledge of common credit underwriting standards, and income and asset evaluation is a plus.
  • You are excited about joining a startup tech company, interested in real estate, and/or interested in fintech.
Our benefits
  • Competitive Pay: Market-leading salary with regular reviews and comprehensive health insurance for you and your dependents.
  • Career Advancement: Benefit from structured development programs, promotions, and certifications.
  • Work-Life Balance: 18 holidays, and hybrid work options in a supportive environment.
  • Global Experience: Collaborate with an international team and learn from global practices.

Point is proud to be an equal-opportunity employer.

Apply directly at:

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