Credit Assistant/ Enterprise Risk Specialist

1 day ago

Davao City, Philippines Security Bank Corporation Full time

Talent Acquisition Partner at Security Bank Corporation #YouDeserveBetter #YouMatter

About the Role

As an Enterprise Risk Specialist/Credit Assistant , you are responsible to evaluate the borrowers or potential borrowers of the banks according to the inherent risks and opportunities that the Bank may be able to undertake. Also, recommends the appropriate facilities with mitigants in place to safeguard the interest of the Bank.

How you will contribute

  • Conducts interviews and ocular inspections with the client to determine the risk profile of the borrower/ client.
  • Prepares credit proposal with all the information gathered and internal tools to be presented to CRECOM and EXCOM.
  • Presents the credit proposal to CRECOM to aid the team in achieving its goals. Prepares financial analysis based on the data gathered to determine the capacity of the client to pay.
  • Keeps updated with the credit policy manual/risk bulletins to ensure compliance with Bank's credit policies as well as other governing policies.
  • Collaborates with Relationship Managers in the loan packaging while identifying credit risk and acceptable mitigants for recommendation to approvers.
  • Plans interim extension/client calls or information gathering such as AFS, bank checkings, appraisals, etc in advance to ensure renewal is on time and to avoid expired lines.

What we’re looking for

  • Bachelor’s Degree in Business Studies/Administration/Management, Banking and Finance, Marketing, Financial or any related course
  • Knowledgeable in Banking and Financial, Credit (Evaluation/Appraisal) Knowledgeable in the industry of Accounting/Audit/Tax Services, Banking, Investment Houses; Ability to communicate effectively with all levels of the organization and external parties; inquisitive
  • Must have knowledge of basic accounting and credit policies; Must have knowledge in financial analysis and good written communication skills
  • Fresh graduates are welcome to apply

About Security Bank

Security Bank is one of the Philippines’ best capitalized private domestic universal banks. Established in 1951 and publicly listed with the Philippine Stock Exchange (PSE:SECB) in 1995, our major businesses cover retail, corporate, commercial, and business (MSME) banking.

We’re recognized as an Employer of Choice in Philippine banking by various award-giving bodies for our values-based culture, industry-leading engagement and benefits, and commitment to work-life balance.

Most recently, we ranked as the #2 best employer in the Philippines and #54 globally on the Forbes’ World’s Best Employers 2023 list.

At Security Bank, our approach to Human Capital Management (HCM) is embodied by our Employee Value Proposition (EVP): “YOU matter.”

Start your BetterBanking career with us today.

Seniority level

  • Entry level

Employment type

  • Full-time

Job function

  • Sales, Customer Service, and Accounting/Auditing
  • Industries: Banking and Financial Services
#J-18808-Ljbffr

  • Credit Assistant/ Enterprise Risk Specialist

    4 days ago

    Davao City, Davao, Philippines Security Bank Corporation Full time ₱1,200,000 - ₱2,400,000 per year

    About the RoleAs anEnterprise Risk Specialist/Credit Assistant,you are responsible to evaluate the borrowers or potential borrowers of the banks according to the inherent risks and opportunities that the Bank may be able to undertake. Also, recommends the appropriate facilities with mitigant in place to safeguard the interest of the Bank.How you will...

  • Credit Risk Specialist

    12 hours ago

    Davao City, Davao, Philippines Dole Asia Company Limited Full time ₱900,000 - ₱1,200,000 per year

    JOIN OUR TEAMWe're On a Mission to Bring Sunshine for AllDole is one of the world's largest producers and marketers of high-quality fresh fruits, with a growing line of quality packaged and frozen foods. Dole's dedication to quality is a commitment solidly backed by: comprehensive programs for food safety, scientific crop protection programs, stringent...

  • Enterprise Risk Analyst

    3 days ago

    Mandaluyong City, National Capital Region, Philippines Monee Full time ₱900,000 - ₱1,200,000 per year

    SeaMoney is a part of Sea Group, a leading global consumer internet company. SeaMoney's mission is to better the lives of individuals and businesses in our region with financial services through technology. SeaMoney's offerings include mobile wallet services, payment processing, credit offerings, and related digital financial services and products. These are...

  • Credit Risk Senior Analyst

    4 days ago

    Quezon City, National Capital Region, Philippines Manulife Full time ₱400,000 - ₱1,200,000 per year

    Credit Risk Management (CRM) is an independent group under the direction of the Chief Credit Officer (CCO), who reports to the Chief Risk Officer (CRO), responsible for the enterprise-wide credit risk oversight at Manulife. CRM has the mandate to promote a culture of risk awareness across all levels of the organization and has the responsibility to establish...

  • Credit Risk Senior Analyst

    1 day ago

    Cebu City, Philippines Manulife Full time

    Overview Credit Risk Management (CRM) is an independent group under the direction of the Chief Credit Officer (CCO), who reports to the Chief Risk Officer (CRO), responsible for the enterprise-wide credit risk oversight at Manulife. CRM has the mandate to promote a culture of risk awareness across all levels of the organization and has the responsibility to...

  • Credit Risk Senior Analyst

    1 day ago

    Quezon City, Philippines Manulife Insurance Malaysia Full time

    ***Nous utilisons des* *pour fournir des statistiques qui nous aident à vous offrir la meilleure expérience sur note site. Vous y trouverez des renseignements sur les témoins, ou vous pouvez les désactiver si vous préférez. Toutefois, en continuant d’utiliser le site sans modifier les paramètres, vous consentez à notre utilisation de***Credit Risk...

  • Credit Risk Senior Analyst

    1 day ago

    Quezon City, Philippines Manulife Financial Full time

    Overview Credit Risk Management (CRM) is an independent group under the direction of the Chief Credit Officer (CCO), who reports to the Chief Risk Officer (CRO), responsible for the enterprise-wide credit risk oversight at Manulife. CRM has the mandate to promote a culture of risk awareness across all levels of the organization and has the responsibility to...

  • Enterprise Loans Account Officer

    3 days ago

    Davao City, Davao, Philippines Enterprise Bank, Inc. - Davao City Full time ₱150,000 - ₱300,000 per year

    Qualification:Education: Bachelor's Degree in any business relatedExperience: At least 2-3 years banking experience particularly in Credit or Lending Operations.Confident in facing clients.Can Drive Motorcycle or Four Wheel Vehicle with Driver's License.Local of Cagayan de Oro City or nearby surrounding areas.NOTE: The Job ACCOUNT OFFICERis a Marketing and...

  • Credit/Risk Analyst Specialist

    4 days ago

    Quezon City, National Capital Region, Philippines WNS Global Services, Inc. Full time ₱800,000 - ₱1,200,000 per year

    ANNOUNCEMENT:We are also processing candidates through our Virtual Career Hub from 10:30 AM to 4:00 PM every weekday for an initial interview.Click the link to join: https://wns-WNS (Holdings) Limited (NYSE: WNS) is a leading Business Process Management (BPM) company. We combine our deep industry knowledge with technology and analytics expertise to...

  • Credit Analyst

    1 day ago

    Davao City, Philippines RCBC Full time

    Job Summary Provides independent evaluation of credit proposals by validating financial statements and generating risk rating of individual borrowers. Prepares credit management reports needed by BSP and other external parties in their review of the bank's credit management controls. External parties include investors as IFC, rating agencies such as...