Relationship Manager

Job Summary Generate new commercial loans for the Bank, develop existing loan portfolio, cross‑sell the other products/services of the bank, and provide professional account management to meet the portfolio growth and profitability objectives while preserving asset quality. Establish, develop and maintain a lasting and mutually beneficial relationship with customers. Market and deliver bank products and services within the bounds of Bank policies and governing laws and regulations. How will you contribute? Conduct credit evaluation of accounts, including client calls and ocular inspections. Recommend the establishment of credit facilities in accordance with the priorities and policies of the Bank by analyzing / evaluating the client's business/industry, financial capacity, management competence, collateral / security, and account profitability. Improve the quality of the loan portfolio of the Bank and aim to maximize return on its resources. Solicit credit‑worthy accounts by identifying target markets and strategies, marketing the products and services of the Bank, and offering a financial package tailored to the requirements of the clients. Increase the share of the market, improve revenues, and at the same time improve the quality of the portfolio. Develop the existing portfolio by conducting an annual review of the credit facilities of clients and its suitability to their current requirements. Expand and deepen relationships with prime accounts by soliciting availments, increasing deposits and collateral business. What will make you successful? Bachelor’s degree in Economics, Business, Accounting, or Commerce. Post‑graduate degree (e.g., MBA, MA) preferred. Working knowledge of international and local trade payments / practices, rules and regulations; training in bank service policies and procedures; account profitability analysis; financial analysis; credit approval preparation. Two (2) years banking industry experience, or five (5) years experience in other industries. Proficient in basic MS Office applications. Marketing and presentation skills. Excellent oral and written communication skills. Interpersonal skills. Seniority Level Entry level Employment Type Full‑time Job Function Sales, Business Development, and Product Management Industries Banking Referrals increase your chances of interviewing at RCBC by 2× Get notified about new Business Banking Relationship Manager jobs in Malolos, Central Luzon, Philippines. #J-18808-Ljbffr