Credit Ops Analyst

Overview Join to apply for the Credit Ops Analyst role at JPMorganChase Job Description: Do you have a passion providing a best-in-class experience for customers and employees? Our Card Lending Services Team has an excellent opportunity for an individual with proven commercial underwriting abilities. As a Credit Ops Analyst in Card Lending Services, you will be underwriting new applications as well as existing corporate liability credit requests, with a strong focus on credit quality and risk assessment. You will work with commercial credit applications and build strong working relationships with internal partners such as Business Bankers, Business Development, and Risk Policy. Responsibilities Demonstrate the ability to spread business financial statements/tax returns, perform ratio analysis, complete risk assessment, and make sound credit decisions and recommendations via written and verbal presentations Support recommendations when challenged and negotiate counteroffers, where appropriate Underwrite commercial requests for lines of moderate to large size and complexity with limited guidance Exhibit strong analytical and problem-solving skills Communicate verbally and in writing with internal and external customers and with various levels of management Collaborate effectively in a team environment Adapt to changing volumes and areas of focus (new applications versus portfolio reviews versus initiation of collections, etc.) Investigate, recommend and initiate process improvements Possess accounting and finance knowledge, and commercial banking experience Qualifications Required Qualifications, Capabilities, And Skills Minimum one year commercial credit lending experience Commercial credit card lending experience Computer skills specific to Microsoft products and proprietary systems Bachelor's degree in a business-related discipline Successful completion of a major corporate bank commercial training program or the equivalent corporate banking/corporate finance or accounting experience Preferred Qualifications, Capabilities, And Skills Ability to multitask using a computer and simultaneously provide customer support Master's degree in a business-related discipline Comfortable in a fast-paced, consistently changing environment Previous experience in Financial and Call Center environments Passion for helping people by solving problems, presenting, and explaining solutions Panel Process All New Hires are required to complete and successfully pass the Panel Evaluation during training in order to obtain Lending Authority. The Panel Evaluation Process evaluates your ability to apply the learned JPMC Lending Philosophy. Your continued employment is contingent on successfully passing the panel evaluation. About Us JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We are an equal opportunity employer and value diversity and inclusion. We do not discriminate on protected attributes and make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. About The Team: Our Consumer & Community Banking division serves Chase customers through a range of financial services. We lead in credit card sales and deposit growth and offer digital solutions, while prioritizing customer satisfaction. Seniority level Not Applicable Employment type Full-time Job function Management and Manufacturing We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr