Relationship Manager

1 week ago

Tarlac City, Philippines RCBC Full time

RCBC Tarlac City, Central Luzon, Philippines Job Overview Join to apply for the Relationship Manager - Business Banking role at RCBC . Location: RCBC Tarlac City, Central Luzon, Philippines Generate new commercial loans for the Bank, develop existing loan portfolio, maintain quality, cross-sell other products/services, and provide professional account management to meet portfolio growth and profitability objectives while preserving asset quality. Establish, develop and maintain a lasting and mutually beneficial relationship with customers. Market and deliver bank products and services within the Bank policies and governing laws and regulations. Responsibilities Conducts credit evaluation of accounts, including client calls and ocular inspections. Recommend the establishment of credit facilities in accordance with the Bank's priorities and policies by analyzing the client's business/industry, financial capacity, management competence, collateral/security, and account profitability. Improve the quality of the loan portfolio and aim to maximize return on resources. Solicit credit-worthy accounts by identifying target markets and strategies, marketing the bank's products and services, and offering a financial package tailored to client requirements. Increase market share, improve revenues, and enhance portfolio quality. Develop the existing portfolio by conducting an annual review of clients' credit facilities and aligning them with current requirements. Expand and deepen relationships with prime accounts by soliciting availments, increasing deposits and collateral business. What will make you successful? Bachelor's degree in Economics, Business, Accounting, or Commerce. Post-graduate degree (e.g., MBA, MA) preferred. Working knowledge of international and local trade payments/practices, rules and regulations; training in bank service policies and procedures; account profitability analysis; financial analysis; credit approval preparation. Two (2) years banking industry experience, or five (5) years experience in other industries. Proficient in basic MS Office applications. Marketing and presentation skills. Excellent oral and written communication skills. Interpersonal skills. Seniority level Entry level Employment type Full-time Job function Sales, Business Development, and Product Management Industries: Banking Referrals increase your chances of interviewing at RCBC by 2x Get notified about new Business Banking Relationship Manager jobs in Tarlac City, Central Luzon, Philippines . We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr

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