Wholesale Credit Risk Intermediate Analyst – Commodities – Officer

Overview Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on‑the‑job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism. Responsibilities Assess the credit and financial strength of Citi’s Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors. Complete Credit Analysis Write‑up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite. Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and Banking partners. Partner with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios. Support ICM Risk Analysis Voice of the Employee (VOE) initiatives. Travel (less than 10%). Skills and Experience Demonstratable financial services experience, including 3‑6 years of credit experience in Banking, Credit Risk Management or equivalent credit experience (candidates with background in commodities, energy and natural resources preferred). Knowledge of Wholesale Credit Processes and organizational awareness including IRAU functions, covered portfolios, and processes. Understanding of policies and procedures with the ability to execute change seamlessly. Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues). Thorough knowledge of Citi’s systems. Experience in preparing presentations for seniors. Awareness and adherence to the control environment including Quality Assurance and Quality Control. Assists colleagues in identifying stretch opportunities to elevate individual and team performance. Proven culture carrier. Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority. Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively. Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority. Microsoft Office (Word, Excel, and PowerPoint) skills. Education BCOM/CA or higher degree in Business (MBA), or any other related subject. Equality and Accessibility Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, view Accessibility at Citi . View Citi’s EEO Policy Statement and the Know Your Rights poster. #J-18808-Ljbffr