Credit Review Associate

3 weeks ago


Cebu City, Philippines CEPAT KREDIT FINANCING INC. Full time

Key Responsibilities:* Reviews the completeness of loan application, Credit Approval Memorandum (CAM) and loan documents.* Validates the information reflected on loan application, Credit Approval Memorandum and authenticity of loan documents by conducting interview with potential borrower, co-borrower/co-maker and character references, trade checking, bank checking, agency/employment verification and credit investigation* Endorses the report/CAM to Credit Review Supervisor for checking and review.* Verifies borrower’s payment history of previous or existing loan/s with other financing institutions.* Informs the concerned Branch or Marketing Department regarding the status of account or additional document/ requirement to be complied by the borrower.* Prepares report regarding discrepancies on information/data reflected on Credit Approval Memorandum submitted by Account Officer against verification with borrower/co-borrower/co-maker.* Calls the clients with “hold account” status to follow up lacking loan documents/requirements.* Performs other related functions that may be assigned from time to time.Key Requirements:Willing to train in Ortigas Pasig for two (2) weeks (hotel, food, and travel expenses will be covered by the company).* Graduate of any four-year business course* Preferably with at least six (6) months related experience in loan/credit review* Has good customer-service skills and good communication skills* Has excellent attention to details as the job requires thorough checking and review of information and accuracy of data* With high sense of responsibility, accountability and integrity* Computer proficient



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