Credit Analyst

1 month ago


Pasig City, Philippines JK Capital Finance, Inc. Full time

• Assessing credit worthiness of existing or prospective clients.• Examining financial transactions and credit history case by case.• Completing ratio, trend and cash flows analyses and creating projections• Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner.• Determine in depth the degree of risk involved• Carefully analyze data and produce clear and objective reports .• Routinely monitor loans for compliance.• Adhere to credit policy and guidelines.• Monitor corporate portfolio asset quality on an ongoing basis.• Draft models of credit information that predict trends and patterns• Review loan requests.• Helps customers by answering questions; responding to requests.• Assess clients’ financial status• Utilize professional judgment to determine which potential borrowers represent good risk opportunities for the organization.• Evaluate creditworthiness and risks.• Contact clients to gather financial data and documentation.• Analyze risks and approve or reject loan requests.• Calculate financial ratios (e.g. credit scores and interest rates).• Set up payment plans.• Maintain updated records of loan applications.• Maintains customer confidence by keeping loan information confidential.• Follow up with clients about loan renewals.• Monitor progress of existing loans.• Prepare reports as may be required.FRESH GRADUATES ARE ENCOURAGE TO APPLY


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