Underwriter/Credit analyst

2 weeks ago


Quezon City, National Capital Region, Philippines People's Credit Network Finance Co., Inc. Full time

Offer recommendation on whether or not approve an application, To determining loan application whether it should be Approved or denied, To assess, review and verify loan application and attachments, and To provide recommendation and suggestion for any credit policy and process for healthier portfolio.


  • Job and Responsibilities
  • Collect review and analyze an applicant's payment history and records for preterm and renewal
  • Evaluate financial information and risk prior to granting of loan
  • Checks the payment history and relationships to current application.
  • Validates the computation provided by the branches. Whether financially or data profile of the applicant.
  • Working closely with OIC and Encoders and assist them in verifying the accuracy of the details of the loan.
  • To verify all cellphone numbers are working.
  • Provide recommendations to branch OIC if deem necessary
  • Validates the information supplied in the application form and BICI.
  • Provide reports need by the management for each branch based on their performance
  • Responsible in providing suggestion for implementation of policy and procedure in relation to loan process.
  • Responsible in providing profiling of the borrower to be used for new policy and enhancement of process.
  • Identifies policy exception within credit procedure/process.
  • Takes ownership of all credit process, making decisions in the best interest of the borrower and the organization.
  • Other task that may be assigned by immediate head

QUALIFICATIONS:
1. At-least 6 months of related experience2. Graduate of any 4-year any course.3. Communication skills, customer service, client relationship, organizational skills, detailed-minded, creative and able to work in a fast-changing environment. Shows professionalism.4. Willing to designate in P. Tuazon, Cubao QC.

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