Credit Review Officer

5 days ago

Manila, National Capital Region, Philippines Metropolitan Bank & Trust Company Full time

Be #InGoodHands with Metrobank

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development.

With Metrobank, a meaningful life is within your reach

Position Title: Credit Review Officer (Credit Analyst)

Job Summary

  • Preparation and credit assessment of loan proposals and corresponding borrowers
  • Credit Risk and Portfolio Management
  • Conformity to internal and external policies

Role Exposure

  • Should ensure consistent and advance coordination with Institutional Banking Segment (IBS) counterparts on the timely submission of pre-approval documents, and the active management of his/her assigned portfolio of accounts together with the lending officer
  • Prepares the Evaluation and Recommendation for Credit Accommodation (ERCA) for credit line renewals of IBS accounts according to policy and in compliance with the agreed Service Level Agreement (SLA) with IBS
  • Validates data provided by lending units as part of the credit assessment
  • Assess the related collateral and documentation deviations and necessary mitigations in relation to the credit assessment
  • Identify all relevant policy and regulatory deviations to arrive at a fair assessment of the overall risks and make the appropriate recommendations
  • Prepare the financial spreadsheet and financial evaluation of new borrowing clients. May be asked to evaluate the ERCA prepared by IBS for the establishment of its credit facilities
  • Determine and assess credit risk rating and classification and ensure these are appropriate and relevant at all times

Qualifications

  • Graduate of Accountancy, Accounting Management, Math, Statistics, Financial Management and Economics
  • At least 3 years working experience in credit with focus on commercial and corporate loans
  • Knowledgeable in credit risk analysis
  • Strong quantitative and analytical skills
  • Must have a pro-active approach to problem solving and the ability to meet tight deadlines
  • Experienced commercial / corporate Credit Analyst​
  • Experienced commercial / corporate Relationship Manager
  • Experienced Certified Public Accountant (CPA) from top accounting firms​
  • Experienced Credit Officers handling commercial and consumer loans

Rank: Junior Officer

Unit: Credit Group

Locations:

  • Metro Manila: Caloocan, Binondo, BGC, Makati
  • Countryside (Luzon): Cabanatuan, Tarlac, San Fernando - Pampanga, Laguna, Batangas
  • Countryside (Visayas & Mindanao): Cebu, Iloilo, General Santos, Zamboanga

  • Credit Review Officer

    1 week ago

    Manila, National Capital Region, Philippines Philtrust Bank Full time

    Job Summary:A Credit Review Officer contributes to the business by diligently reviewing Credit Approval Memos (CAM) to ensure compliance with established policies and the quality of credit underwriting. The role also conducts financial evaluation covering all commercial loan accounts to support sound credit decisions.Required SkillsKnowledge of financial...

  • Credit Review Officer

    2 weeks ago

    Manila, National Capital Region, Philippines Metrobank Full time

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future...

  • Credit Review Officer

    5 days ago

    Manila, National Capital Region, Philippines Metrobank Full time

    Be#InGoodHandswith MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and...

  • Credit Review Officer

    2 weeks ago

    Manila, National Capital Region, Philippines Metrobank Full time

    Be #InGoodHands with MetrobankHere at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunitiesthat enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. Wesupply you with all the pieces you need to do your best work, unleashing your full potential to help yousecure your future and...

  • Commercial Review Officer

    1 week ago

    Manila, National Capital Region, Philippines PSBank Official Full time

    Job description:· Leads the delivery of credit and collections services to the concerned business units and partners; ensures that all process, transactions, targets and decisions adhere to established Bank policies and that required turnaround times (TAT) are met.· Creates and implements relevant process improvements, systems enhancements, strategies and...

  • Credit Officer

    1 week ago

    Manila, National Capital Region, Philippines EastWest Bank Full time

    About the Job Location: Bonifacio Global City (BGC) Corporate Title: Junior Officer to Senior Manager Work Arrangement: Hybrid Our Consumer Lending team is looking for experienced professionals to join us in BGC as Credit Officers. In this role, you will ensure accurate and thorough verification, perform independent credit analysis, and make informed...

  • Credit Officer

    1 week ago

    Manila, National Capital Region, Philippines EastWest Bank Full time

    About the JobLocation: Bonifacio Global City (BGC)Corporate Title: Junior Officer to Senior ManagerWork Arrangement: HybridOur Consumer Lending team is looking for experienced professionals to join us in BGC as Credit Officers. In this role, you will ensure accurate and thorough verification, perform independent credit analysis, and make informed...

  • Credit Officer

    1 week ago

    Manila, National Capital Region, Philippines East West Banking Corporation Full time

    About The JobLocation: Bonifacio Global City (BGC)Corporate Title: Junior Officer to Senior ManagerWork Arrangement: HybridOurConsumer Lendingteam is looking forexperienced professionals to join us inBGCasCredit Officers.In this role, you will ensure accurate and thorough verification, perform independent credit analysis, and make informed recommendations....

  • Corporate Credit Officer

    2 weeks ago

    Manila, National Capital Region, Philippines EastWest Bank Full time

    About the Job Location: Metro Manila / Luzon Corporate Title: Junior Officer to Senior Manager Work Arrangement: Onsite Our Corporate Banking team is looking for experienced professionals to join us in Metro Manila or Luzon with the role of Credit Analyst and Review Officer (CARE). In this role, you will assess the creditworthiness of borrowers, conduct...

  • Corporate Credit Officer

    1 week ago

    Manila, National Capital Region, Philippines East West Banking Corporation Full time

    About The JobLocation:Metro Manila / LuzonCorporate Title:Junior Officer to Senior ManagerWork Arrangement:OnsiteOurCorporate Bankingteam is looking forexperienced professionalsto join us inMetro Manila or Luzonwith the role ofCredit Analyst and Review Officer (CARE).In this role, you will assess the creditworthiness of borrowers, conduct financial and risk...