Credit Validation
3 hours ago
Application Review
Evaluate Service Application Form (SAF) and documentary
requirements including financial statements, credit reports, income
verification, and other relevant information.
- Assess the accuracy, completeness, and authenticity of provided
documentation.
Document Verification
Verify the validity of documents submitted by applicants, such as
identification, proof of billing, income statements, bank
statements, and other requirements.
- Identify any discrepancies, irregularities, or potential fraud in the
documentation and escalate as necessary.
Compliance and Policy Adherence
Ensure that all credit assessments and decisions adhere to DITO
company policies, procedures, and regulatory requirements.
- Stay updated on industry regulations and best practices related to
DITO Credit assessment and validation.
Communication
Communicate with applicants on the information or clarification regarding their credit application.
Qualifications:
A Bachelor's degree in Finance, Business Administration, Accounting, or a related field.
- At least 2 years of experience in credit validation, with a preference for experience in telecommunications, utilities, or financing companies.
- Seasoned knowledge of Credit Policy and Procedures to assess creditworthiness (Capacity, Character, Conditions, Collateral, and Capital).
- Strong analytical and problem-solving skills.
- Strong communication and negotiation skills.
- Ability to implement and review quality controls on credit validation processes.
- Proficiency in Microsoft Excel and basic office software is often necessary.
Job Type: Full-time
Pay: Php20, Php22,000.00 per month
Work Location: In person
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