Loans Specialist- Sales
7 days ago
Job Duties and Responsibilities:
- Do site/ area visits (Field work) within the area and nearby towns
- Perform Sales and Marketing on bank's products
- Do client engagement, perform product orientation, and other marketing strategies of the bank.
- Facilitate Loan Application to Clients
- Verify and check the validity and authenticity of loan application document attachments
- Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary
- conduct of "Know Your Customer" and loans underwriting
- Perform credit background
- Ensures efficient loan document preparation and loan processing
- Facilitate approval of loan application
- Monitor loan application status
- Make sure to do accurate, complete and timely loan report preparation and submission.
- Make sure to accurately monitor loans to achieve low to zero past due rate.
- Ensure all releases are billed and duly deducted on the identified effectivity date
- Assist in collection and promotion activities
JOB QUALIFICATION AND COMPETENCIES REQUIREMENT :
- Graduate of at least a 4-year course, preferably Business-related courses
- With background in Loans and Microfinance is an advantage
- A resident of the area or of nearby places (within 30 min travel time to the store location)
- Very good MS Office Application Proficiency
- Good Judgment skills
- Good verbal and written communication skills
- Good problem-solving skills
- Very good human relations skills
- Fast Learner and willing to learn
- Customer Focused
- Results Driven
- Good Stress Tolerance
- Keen to details
- With Integrity
- Good team player
- With driving skills (with license) is an advantage
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