Remedial Officer
3 days ago
About the role
RCBC Leasing and Finance Corporation is seeking an experienced Remedial Officer to join our team in Makati City, Metro Manila. As a Remedial Officer, you will play a crucial role in managing and resolving non-performing accounts, ensuring the recovery of outstanding debts and maintaining the financial health of the company.
What you'll be doing
- Develop and implement strategic plans for the collection and recovery of non-performing accounts
- Negotiate and restructure payment arrangements with delinquent clients to achieve favorable outcomes
- Prepare and present detailed reports on the status of non-performing accounts and recovery efforts
- Coordinate with various departments and external stakeholders to ensure effective portfolio management
- Provide recommendations and insights to improve the company's credit policies and procedures
- Monitor and analyze industry trends and best practices to enhance the remedial process
- Ensure compliance with all relevant laws, regulations and internal policies
What we're looking for
- Minimum of 3 years of experience in a remedial or collections role, preferably within the banking or finance industry
- Strong negotiation and problem-solving skills, with the ability to find creative solutions to complex issues
- Excellent communication and interpersonal skills, with the ability to effectively interact with clients and stakeholders
- Proficient in data analysis and financial modelling, with the ability to interpret and present complex financial information
- Thorough understanding of relevant laws, regulations and industry best practices
- Ability to work independently and as part of a team, with a proactive and results-oriented mindset
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