Credit Analyst

21 hours ago

Cebu City, Central Visayas, Philippines Virginia Food, Inc (VFI) Full time

Job Description:

We are seeking a detail-oriented and analytical Credit Analyst to join our team. The role is responsible for evaluating the creditworthiness and financial stability of customers to support sound lending decisions and minimize risk for the organization.

Key Responsibilities:

· Evaluate and review customer credit application to ensure completion of customer information sheet and required supplementary documents.

· Maintain accurate and updated customer credit files and records.

· Monitor accounts receivable aging, identify overdue accounts and coordinate with collection team to mitigate delinquency.

· Coordinate with sales and legal teams regarding account status and risk management.

· Work on continuous improvement programs to standardize and improve efficiency of credit management process.

Qualifications:

1.     Bachelor's degree in Finance, Accounting, Commerce or a related field

2.     With relevant work experience in banking, credit rating, or financial services is an advantage

3.     Strong analytical, problem-solving, and decision-making skills.

4.     Good scholastics record

5.     Excellent attention to detail and organizational skills with ability to prioritize

6.     Has good oral/written communication skills

7.     Fresh Graduates are welcome to apply

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