Microfinance Assistant
3 hours ago
Key Responsibilities:
Community Mobilization and Group Development
- Organize and strengthen community-based financial groups such as Savings and Credit Groups (SCGs), Income Generation Groups (IGGs), and local cooperatives within GNIP's Community Development Projects (CDPs).
- Conduct regular group meetings and development sessions to promote responsible financial practices, mutual accountability, and group solidarity.
- Monitor group performance, savings behavior, and repayment trends to ensure sustainability.
Loan Facilitation and Portfolio Management
- Conduct borrower profiling, credit investigation, and validation for individual loan applicants, SCGs, IGGs, and cooperatives.
- Assist loan applicants in preparing required documentation, including business proposals, household income and expense sheets, and feasibility studies.
- Facilitate the signing of loan agreements and the disbursement of loans, ensuring all terms are clearly understood and documented.
- Ensure timely collection of loan repayments as per agreed terms, and implement follow-up measures as needed.
Financial Reporting and Documentation
- Submit accurate and timely reports including:
- Monthly collection reports
- IG Monthly Operational Reports (IG MOR)
- Loan repayment (LR) summaries
- Program and collection updates via Web Program system
- Consolidate and review all loan-related documents to ensure compliance and audit-readiness.
Program Implementation and Capacity Building
- Lead or support the implementation of livelihood, cooperative, and microenterprise development projects under GNIP's social economy framework.
- Provide capacity-building sessions on financial literacy, entrepreneurship, and basic business planning to borrowers and community members.
- Stay informed about local market conditions and business opportunities and share insights to enhance program effectiveness.
Partnership and Coordination
- Build and maintain partnerships with local government units, training institutions, and private sector actors relevant to microfinance, financial inclusion, and small business development.
- Coordinate closely with Field Managers and CDP teams to align with broader community development efforts.
- Actively participate in strategic planning and feedback sessions with the MFI Division and Head Office.
Other Responsibilities
- Represent GNSDMI in community and partner engagements as needed.
- Perform other duties as assigned by the Project Manager, Division Manager, or Country Director.
Qualifications:
- Bachelor's Degree (any Business course with agricultural and microfinance background).
- With at least three (3) years of relevant experience in the same field.
- Adept in undertaking, conducting, and promoting Income Generation Programs
- Knowledgeable in savings mobilization, loans and microfinancing
- Able to acquaint themselves with the community and identify groups for IGPs.
- Able to set up a simple monitoring system for evaluating the IGPs.
- Understands the community and identify groups/occupations for whom IGPs are necessary.
- Adapt IGP activities/programs to local conditions and identify local resources and mobilize them.
- Capable of promoting an understanding of IGPs in the community and link IGPs with local private enterprise and marketing.
- Capable of promoting a small-scale industry.
- With International NGO experience.
Good Neighbors Philippines has zero tolerance to any harm or sexual exploitation and abuse against any beneficiaries (or program participants). Safeguarding and Protection from Sexual Exploitation and Abuse (PSEA) and Protection from Sexual Harassment (PSH) is everyone's shared responsibility and all GN employees and partners are required to adhere with GN's Code of Conduct both during and outside working hours. Familiarization with and adherence to the GN Safeguarding Policy and Code of Conduct is an essential requirement to all employees and partners, in addition to related mandatory training. All GN employees and partners must ensure that they understand and act in accordance with this clause.
Job Type: Full-time
Pay: Php25, Php28,000.00 per month
Application Question(s):
- What is your expected salary for this role?
Work Location: In person
