Credit Investigator

2 days ago

Olongapo City, Central Luzon, Philippines Una Amigo Lending Corp. Full time ₱12,540 - ₱125,400 per year

Job Summary: The Field Credit Investigator is responsible for performing in-depth investigations in the field to verify and assess the creditworthiness of potential borrowers. This role involves conducting on-site visits, gathering pertinent financial and personal information, and assessing the borrower's ability to repay loans. The Field Credit Investigator plays a vital role in the lending process by ensuring that all information provided by loan applicants is accurate, reliable, and verifiable.

Key Responsibilities:

  • Field Investigations: Conduct on-site visits to borrowers' homes, places of employment, or other relevant locations to verify personal, financial, and employment details.
  • Document Verification: Collect and verify essential documents such as identification, income statements, employment contracts, proof of residence, and other necessary paperwork.
  • Background Checks: Perform in-depth background checks on applicants by visiting references, neighbors, or colleagues to validate the applicant's financial standing, work history, and other relevant details.
  • Risk Assessment: Analyze the information collected during field investigations and assess the risk associated with lending to a particular borrower, including identifying potential fraud or inconsistencies.
  • Applicant Interviews: Interview applicants and their references to gather additional details about their financial status and history, ensuring the integrity of the loan application process.
  • Collaboration: Coordinate with credit analysts, loan officers, and other departments to provide updates on the findings of field investigations and assist in making informed lending decisions.
  • Field Reporting: Prepare and submit detailed reports summarizing findings from field investigations, including verified information and recommendations regarding loan approval or rejection.
  • Customer Service: Provide clear and polite communication with borrowers during the verification process, ensuring a positive customer experience even when verifying sensitive information.

Job Type: Full-time

Pay: Up to Php12,540.00 per month

Schedule:

  • 8 hour shift

Supplemental Pay:

  • 13th month salary
  • Commission pay

Ability to commute/relocate:

  • Olongapo, Zambales: Reliably commute or planning to relocate before starting work (Required)

Application Question(s):

  • Are you willing to wait until the last quarter of 2025 to start?

Work Location: In person

  • Field Credit Investigator

    2 days ago

    Olongapo City, Central Luzon, Philippines ACOM CONSUMER FINANCE CORPORATION Full time ₱150,000 - ₱300,000 per year

    ACOM Consumer Finance Corporation is looking for passionate, innovative, and amazing individuals who are in pursuit of excellence and prominence Be the part of the game-changing team today and #ACOMplishYourDreamsWork with a multinational company with a rock-solid foundationBe part of the Leading Consumer Finance company from JapanExperience the wonders of...

  • Credit Investigator

    2 days ago

    Cabanatuan City, Central Luzon, Philippines Radiowealth Finance Company Full time ₱300,000 - ₱500,000 per year

    Responsible for the credit investigation and collection in a branch in accordance with the company standards to attain company goals and objectives. Process owner in terms of booking, Collection Efficiency, Remedial Management, Real and Property Owned and Acquired Management.Duties and Responsibilities:Sales and MarketingAchieves booking target by...

  • Credit Investigator

    3 weeks ago

    Cebu City, Central Visayas, Philippines China Bank PH Full time

    Join to apply for the Credit Investigator / Appraise role at China Bank PH.Be an integral part of our Credit Management Group. As a Credit Investigator / Appraiser, you will conduct thorough credit investigations on businesses and individuals based on requests, gathering data on overall business health and other related matters. You will also prepare...

  • Credit Investigator

    2 days ago

    Cebu City, Central Visayas, Philippines UCPB Savings Full time ₱500,000 - ₱1,000,000 per year

    JOB SUMMARY Provides services for the appraisal of Real Estate (RE) property and chattel being offered as bank collaterals, as well as Furniture, Fixtures, and other Equipment (FFEs); Provides title verification report for title/s being offered as bank collateral; and Provides credit investigation of clients from consumer and corporate accounts. ...

  • Branch Field Credit Investigator and Appraiser

    2 days ago

    Angeles City, Central Luzon, Philippines ORIX METRO Leasing and Finance Corporation Full time ₱600,000 - ₱1,200,000 per year

    The Branch Field Credit Investigator and Appraiser will conducts thorough background and field checking of credit applicants to gather relevant informationDuties and Responsibilities:Prepares the necessary reports for the management and internal customers in a fast and timely mannerEstablish the veracity of information provided by the credit...

  • Branch Field Credit Investigator and Appraiser

    6 hours ago

    Angeles City, Central Luzon, Philippines Orix Metro Leasing and Finance Corporation Full time ₱104,000 - ₱130,878 per year

    The Branch Field Credit Investigator and Appraiser will conducts thorough background and field checking of credit applicants to gather relevant informationDuties and Responsibilities:Prepares the necessary reports for the management and internal customers in a fast and timely mannerEstablish the veracity of information provided by the credit...

  • Branch Field Credit Investigator and Appraiser

    2 days ago

    Mandaue City, Central Visayas, Philippines ORIX METRO Leasing and Finance Corporation Full time ₱300,000 - ₱500,000 per year

    The Branch Field Credit Investigator and Appraiser will conducts thorough background and field checking of credit applicants to gather relevant informationDuties and Responsibilities:Prepares the necessary reports for the management and internal customers in a fast and timely mannerEstablish the veracity of information provided by the credit...

  • Branch Field Credit Investigator and Appraiser

    2 days ago

    Mandaue City, Central Visayas, Philippines Orix Metro Leasing and Finance Corporation Full time $40,000 - $60,000 per year

    The Branch Field Credit Investigator and Appraiser will conducts thorough background and field checking of credit applicants to gather relevant informationDuties and Responsibilities:Prepares the necessary reports for the management and internal customers in a fast and timely mannerEstablish the veracity of information provided by the credit...

  • Collector (OLONGAPO)

    2 days ago

    Olongapo City, Central Luzon, Philippines Radiowealth Finance Company Full time $30,000 - $50,000 per year

    Responsible for the credit investigation and collection in a branch in accordance with the company standards to attain company goals and objectives. Process owner in terms of booking, Collection Efficiency, Remedial Management, Real and Property Owned and Acquired Management.Duties and Responsibilities:Sales and MarketingAchieves booking target by...

  • Business Credit Examiner

    5 days ago

    Cebu City, Central Visayas, Philippines beBeeInvestigation Full time ₱250,000 - ₱500,000

    Credit Investigator Job DescriptionWe are seeking a skilled Credit Investigator to join our team. As a Credit Investigator, you will conduct thorough credit investigations on businesses and individuals based on requests, gathering data on overall business health and other related matters.Key responsibilities include:Conducting credit investigations on...