Financial Crimes Analyst

Championing Global Fintech Compliance and Anti-Fraud Excellence

With millions of secure transactions processed each year, iCash is redefining financial security through technology-driven compliance and real-time risk intelligence. Recognized as a leader in online lending and digital finance, they combine data, automation, and human insight to protect customers and uphold regulatory excellence. Joining this team means working at the forefront of fintech fraud prevention-where every alert analyzed and every pattern uncovered safeguards trust in a rapidly evolving digital economy.

Job Description

As a Financial Crimes Analyst, you'll play a vital role in protecting financial systems and ensuring full compliance with AML and ATF regulations. Your sharp analytical mind and investigative instincts will identify suspicious activity, mitigate risk, and ensure that every transaction upholds the highest standards of transparency and trust.

Job Overview

Employment type: Full-time

Shift: Night shift, 9 AM to 6 PM EST, Monday to Friday, Weekends Off

Work setup: Permanent WFH

Salary: PHP 50, PHP 70,000.00

Exciting Perks Await

• Competitive Salary Package
• Night differential pay to maximize your earnings
• Permanent WFH arrangement
• HMO coverage with free dependent upon regularization
• Fixed weekends off
• Salary Advance Program through our banking partner (Eligibility and approval subject to bank assessment. Available to account holders with minimum of 6 months company tenure.)
• Unlimited upskilling through Emapta Academy courses (Want to know more? Visit )
• Free 24/7 access to our office gyms (Ortigas and Makati) with a free physical fitness trainer
• Exclusive Emapta Lifestyle perks (hotel and restaurant discounts, and more)
• Unlimited opportunities for employee referral incentives across the organization
• Standard government and Emapta benefits
• Total of 20 annual leaves to be used at your own discretion
• Fun engagement activities for employees
• Mentorship and exposure to global leaders and teams
• Career growth opportunities
• Diverse and supportive work environment

The Qualifications We Seek

• Minimum of 2+ years' experience in financial crime or fraud investigations within the banking or fintech sector
• Strong knowledge of KYC processes, money laundering indicators in lending, and money laundering typologies
• Proven expertise in Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) investigations
• Proficient in using investigation programs and AML tools such as Actimize, Seon, Oracle, Lexis Nexis, Visa Risk Manager, Refinitiv, or similar platforms
• Bachelor's degree in Accounting, Business Administration, Criminology, Political Science, or a related field
• CAMS, CFCS, or other AML/Financial Crime certifications are an advantage
• Strong analytical and problem-solving skills with keen attention to detail
• Excellent written and verbal communication skills, with the ability to prepare clear investigative reports and interact effectively with stakeholders
• Proactive, adaptable, and investigative mindset, with the ability to respond to evolving financial crime threats

Your Daily Tasks

• Conduct thorough and timely review of alerts generated by transaction monitoring systems to identify and assess potential financial crime events, such as account takeover, card-not-present fraud, synthetic identity fraud, and money laundering typologies;
• Filter transactional data, customer information, and other relevant records to proactively identify and escalate emerging financial crime patterns to the Leadership team;
• Collaborate with internal teams to develop and implement enhanced financial crime detection strategies, and controls to mitigate the overall risk of financial crimes;
• Perform Enhanced Monitoring of the Company's high risk clients in line with the Company's policies and procedures, taking appropriate measures to mitigate all identified risks;
• Ensure strict adherence to Canadian Anti-Money Laundering (AML) and Anti-Terrorist Financing (ATF) regulations. Conduct Enhanced Due Diligence (EDD) on high-risk customers and accounts, and perform ongoing monitoring of business relationships as required by FINTRAC guidelines;
• Prepare relevant reports and documentation as may be required by various internal and external stakeholders in support of any action proposed based on the results of investigations;
• Assist in the development, review, and refinement of financial crime policies and procedures to ensure they are current with evolving regulatory requirements and industry best practices;
• Stay current on financial crime regulations, and emerging typologies. Participate in and contribute to ongoing training programs for the team and other business units to raise awareness and promote an overall culture of compliance;
• Work closely with the Financial Crime Level 2 team to identify gaps or opportunities to improve overall financial crime defenses, and ensure a cohesive approach to risk mitigation.

Welcome to Emapta Philippines

Join a team that values camaraderie, excellence, and growth. Recognized as one of the Top 20 Dream Companies of Filipinos in 2024, Emapta stands proudly alongside industry giants, offering stability and exciting career opportunities. Your career flourishes here with competitive compensation, international clients, and a work culture focused on collaboration and innovation. Work with global clients across industries, supported by a stable foundation and like-minded professionals passionate about making an impact. We empower your success with opportunities for personal and professional development in an inclusive environment.

Apply now and be part of the #EmaptaEra