Credit Investigator

Investigates history and credit standing of individual or business establishments applying for loan.

Key Responsibilities:

• Reviews loan application and requirements of loan applicant
• Validates the information reflected on loan application by conducting interview with loan applicant
• Verifies loan applicant's personal data, financial data and credit history through trade checking, bank checking, company/employment verification and credit investigation
• Verifies loan applicant's payment history of previous or existing loan/s with other financing institutions
• Prepares accurate and reliable Credit Approval Memorandum (CAM)
• Endorses the Credit Approval Memorandum to Immediate Superior and Credit Committee for approval
• Informs the loan applicant regarding the status of account or additional document/ requirement to be complied
• Performs other work-related functions that may be assigned from time to time.

Key Requirements:

• Preferably with at least six (6) months experience in loan/credit review or related
• Has knowledge in credit analysis, loans/credit operations
• With own motorcycle and valid driver's license
• Willing to do fieldwork
• With strong analytical, judgment and decision-making skills
• Must be innovative and creative in approach to loan/credit review process
• Self-motivated and has the ability to work independently in a fast-paced environment
• Has keen attention to details and has good communication skills
• Should know proper telephone etiquette/has the ability to handle different personalities well

Job Type: Full-time

Pay: Php13, Php15,000.00 per month

Benefits:

• Health insurance

Experience:

• Credit Investigator: 1 year (Preferred)

License/Certification:

• Professional driver's license (Required)

Willingness to travel:

• 50% (Required)

Work Location: In person