Account Officer

1 day ago

Pasig, National Capital Region, Philippines Rykom Finance Corp. Full time $60,000 - $120,000 per year

Key Responsibilities:

  • Acquire and develop new business clients requiring commercial and business loans.
  • Evaluate and process loan applications, assess creditworthiness, and prepare credit analysis reports.
  • Conduct financial analysis, risk assessment, and ensure compliance with internal and external lending policies.
  • Structure loan proposals and recommend appropriate financing solutions to meet client needs.
  • Monitor and manage the performance of existing loan accounts, ensuring timely repayments and addressing delinquent accounts.
  • Provide excellent customer service and maintain strong client relationships to foster repeat business and referrals.
  • Collaborate with internal teams, such as Credit, and Collections, to ensure efficient loan processing and documentation.
  • Stay updated on market trends, industry developments, and competitor activities to identify business opportunities.

Qualifications:

  • Bachelor's Degree in Business Administration, Finance, Banking or related field.
  • Minimum of 2 years of experience in commercial or business loan processing, account management, or a similar role.
  • Strong understanding of financial statements, credit analysis, and lending procedures.
  • Excellent negotiation, communication, and relationship-building skills.
  • Goal-oriented, proactive, and capable of working independently.
  • Knowledge of regulatory requirements related to loans and financial services is an advantage.

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