Senior Mortgage Loan Specialist

1 day ago


Cainta, Calabarzon, Philippines beBeeUnderwriter Full time ₱300,000 - ₱450,000
Job Overview

This role is responsible for expertly underwriting mortgage loans and processing related documentation in the United States.

Key Responsibilities:
  • Loan Preparation & Accuracy: Thoroughly review and validate all components of mortgage loan packages, including borrower information, financial data, and property appraisals to ensure accuracy and completeness.
  • Verify that all data points and documents within the loan package align with Automated Underwriting System (AUS) outputs.
  • Conduct meticulous calculations and validations to guarantee the integrity and reliability of the loan package.
Credit Risk Mitigation
  • Identify and resolve credit issues to minimize risks, ensuring adherence to regulatory requirements.
  • Deliver high-quality loans without errors, except where compliance deviations are permissible, to maintain investor trust and confidence.
Quality Assurance & Process Enhancement
  • Conduct quality checks on completed loan packages to uphold a high standard of accuracy.
  • Stay current on industry guidelines, investor requirements, and regulatory changes to maintain best practices.
Requirements
  • At least 5 years of meaningful experience in mortgage loan underwriting (conventional, FHA/VA, non-QM).
  • Experience and familiarity with TRID guidelines, agency, and investor guidelines (Fannie/Freddie/HUD/VA).
  • Understanding of the mortgage life cycle from end-to-end strongly preferred.


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