
Mortgage Expert
13 hours ago
We're seeking a detail-oriented and commercially savvy Underwriter to join our dynamic Lending team. If you have experience in Australian mortgage underwriting and enjoy working with third-party originators, this role offers a great opportunity to make a meaningful impact in a fast-paced, customer-focused environment.
About the Role:- As an Underwriter, you'll be responsible for assessing residential mortgage applications—whether new loans, further advances, or variations—within established credit risk guidelines and service standards. Your work ensures that credit decisions are compliant, responsible, and aligned with business objectives.
You'll work closely with mortgage managers, introducers, and internal teams to deliver timely credit assessments and exceptional service. This role also offers the opportunity to contribute to ongoing improvements in credit policy and processes. Ideal for someone with solid underwriting experience, strong relationship management skills, and a deep understanding of the Australian mortgage landscape.
Our organization empowers employees to grow, learn, and thrive in a supportive culture driven by collaboration and mutual respect. We're committed to providing opportunities for professional development and recognizing individual contributions.
What You'll Be Doing- Assess residential mortgage applications in line with credit policies and regulatory requirements.
- Make timely, compliant, and commercially sound credit decisions while meeting service level standards.
- Engage with third-party originators to provide clear, high-quality support and build strong relationships.
- Respond to credit-related queries and contribute to a high level of client satisfaction and loyalty.
- Support continuous improvement by identifying policy gaps and recommending enhancements to credit processes and lending criteria.
- Minimum 2 years of experience in Australian mortgage underwriting or residential credit assessment.
- Certificate IV in Mortgage Broking required; Diploma in Finance and Mortgage Broking Management preferred.
- Strong knowledge of mortgage lending practices, third-party origination channels, and credit policies in the Australian market.
- Familiarity with relevant regulatory frameworks, including the Privacy Act and other state/federal lending laws.
- Excellent communication, negotiation, and customer service skills, with strong attention to detail and the ability to work independently.
- Entry level
- Full-time
- Finance and Sales
- Industries: Outsourcing and Offshoring Consulting
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