Compliance and Risk Specialist

7 days ago


Manila, National Capital Region, Philippines Ifelse Philippines Full time
Job Overview

We are seeking an experienced Risk Management Officer to join our team at Ifelse Philippines. The successful candidate will play a critical role in identifying, assessing, mitigating, and monitoring risks that may impact our company's operations, financial position, and reputation.

This includes developing and implementing risk management policies, ensuring compliance with regulatory requirements, and supporting strategic decision-making by providing risk insights.

Main Responsibilities:
  • Conduct regular risk assessments to identify potential financial, operational, credit, market, and compliance risks across the organization.

  • Develop and maintain effective risk control frameworks, policies, and procedures to mitigate identified risks.

  • Monitor ongoing risks and recommend mitigation strategies as needed.

  • Assess loan applications and conduct comprehensive credit risk analysis to ensure sound lending practices.

  • Review portfolio risks and develop action plans to manage delinquency and default rates effectively.

  • Ensure compliance with internal policies and external regulatory requirements, such as BSP, SEC, and AMLA.

  • Publish regular risk and compliance reports to management and regulatory bodies.

  • Collaborate with other departments to promote risk awareness and implementation of controls.

  • Maintain accurate records of the company's risk register and incident logs.

  • Support business continuity planning and crisis management initiatives.

  • Provide training and awareness programs for staff on risk policies and practices.

  • Support internal and external audit processes.

Requirements and Qualifications

To succeed in this role, you should have:

  • A Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field.

  • At least 2-3 years of experience in risk management, audit, compliance, or credit analysis in a financial or lending institution.

  • Familiarity with risk management frameworks, tools, and regulatory standards (e.g., ISO 31000, Basel III).

  • Strong analytical and problem-solving skills.

  • Excellent communication, reporting, and interpersonal skills.

  • Proficiency in Microsoft Office; knowledge in risk-related software or systems is a plus.



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