Loan Origination Specialist

2 weeks ago

Cebu City, Central Visayas, Philippines Equicom Savings Bank, Inc. Full time
Why Join Us?

We offer a fast-paced and dynamic work environment with opportunities for career growth and development. As a valued member of our team, you will have access to ongoing training and mentorship programs to enhance your skills and knowledge.

We believe in treating our employees with respect and dignity, and we offer a competitive salary and benefits package to show our appreciation for their hard work and dedication.

Our Culture:

  • We value integrity, respect, excellence, and teamwork
  • We strive for innovation and continuous improvement
  • We empower our employees to take ownership of their work and make decisions that align with our company values

About the Role:

This is an exciting opportunity to join our team as a Senior Credit Specialist. As a key member of our account management department, you will be responsible for soliciting accounts, evaluating creditworthiness, and preparing credit proposals for new credit facilities and renewals.

Key Responsibilities:

  • Solicit accounts for establishment of credit facilities and cross-selling of other bank products
  • Evaluate client creditworthiness based on financial statements and other sources of information
  • Prepare credit proposals indicating results of evaluation
  • Obtain credit approval from the Credit Committee
  • Coordinate with clients to obtain loan and collateral documents
  • Supervise account assistants in handling loan availments/payments and report preparation

Requirements:

  • College Graduate of Accounting or Business course (with Accounting units)
  • Two years of Account Management / SME loans experience

Benefits:

  • Competitive Salary and Benefits package
  • Guaranteed Bonus and Allowances
  • Opportunities for enhanced learning and personal mentoring from top management
  • Fast-paced dynamic work environment with opportunities for career development

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