Credit Decision Maker
5 days ago
About the Position:
We are seeking a Credit Management Associate to join our team at Addforce Human Resource Solution Inc. As a key member of our Finance Department, you will be responsible for analyzing financial data, making informed credit decisions, and ensuring compliance with regulatory requirements.
Key Responsibilities:
- Conduct thorough analysis of financial statements to evaluate companies' financial health
- Identify potential problematic situations and escalate them to the Team Lead
- Collect information about customers, business climate, sector development from public and other sources
- Perform manual credit assessments or review system-generated credit proposals as needed
- Create credit limit applications, take credit decisions, and approve credit limits in the system
- Evaluate requests from business for modifying credit limits previously assigned
- Support business during negotiations with customers on specific payment terms requests
- Monitor shipment release/ERP against credit limit block
Requirements:
- More than 2-3 years of experience in Credit Management function, preferably in an international environment.
- Bachelor's degree in finance, Business Administration, Accounting, or similar field.
- Excellent English skills in spoken and written form.
- Knowledge of Dun & Bradstreet (D&B) methodology and SAP FSCM is beneficial.
- Strong capability to analyze financial data and interpret financial statements, knowledge of credit risk, balance sheet analysis, financial exposure, credit research systems and procedures, credit scoring systems, and Microsoft Office Suite.
- Proven analytical skills and solution-oriented approach.
- Effective verbal and written communication skills to present evidence from credit analysis and interact with stakeholders.
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