Risk Management Associate

4 days ago


Pasig, National Capital Region, Philippines Cepat Kredit Financing Full time
Job Description and Requirements

Cepat Kredit Financing seeks a highly skilled Credit Review Associate to review credit applications, evaluate borrower risk profiles, and ensure compliance with regulatory requirements.


Main Responsibilities
  • Evaluate the risk profile of borrowers by analyzing factors such as income stability, debt-to-income ratio, credit history, collateral, and industry trends.
  • Utilize financial models and tools to assess credit proposals' viability and profitability and determine appropriate loan terms and conditions.
  • Prepare detailed credit review reports summarizing the analysis, findings, and recommendations for credit decisions.
  • Provide timely and accurate responses to inquiries from internal stakeholders and maintain a customer-centric approach in dealing with external customers.

Qualifications and Requirements
  • Bachelor's degree in business administration, financial management, banking, marketing management, or any other related degree.
  • 0-6 months related experience; fresh graduates are welcome to apply.
  • Excellent communication and interpersonal skills.
  • Strong organizational and administrative skills.
  • Ability to multitask and work under pressure.


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