Financial Underwriting Expert

4 days ago


Cebu City, Central Visayas, Philippines Wingman Outsourcing Full time
Job Summary:

The Mortgage Credit Analyst at Wingman Outsourcing plays a critical role in the mortgage lending process by evaluating the creditworthiness of loan applicants. This position requires a deep understanding of financial analysis, risk assessment, and compliance with lending regulations. If you have a strong analytical mindset and excellent communication skills, we encourage you to apply for this exciting opportunity.

Key Responsibilities:

- Conduct thorough financial analysis of loan applicants' credit reports, financial statements, and other relevant data.
- Evaluate and interpret credit scores, debt-to-income ratios, and other financial indicators to determine loan eligibility.
- Identify potential risks associated with loan applicants and make informed decisions on loan approvals.
- Collaborate with real estate agents, loan officers, and other stakeholders to facilitate the mortgage lending process.
- Prepare and present detailed reports on loan applications and credit evaluations to management.

Requirements:

- Bachelor's degree in finance, accounting, business, economics, or a related field. A master's degree or professional certification is highly desirable.
- Previous experience in mortgage lending, credit analysis, or a related field is highly desirable.
- Strong analytical skills, attention to detail, effective communication, problem-solving abilities, and familiarity with financial software and loan processing systems.

Why Join Us:

We offer a competitive salary, opportunities for career growth, and a dynamic work environment that values collaboration and innovation.
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