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Foundation for a Sustainable Society, Inc. is seeking a talented Credit Officer to manage our loan portfolio and evaluate project financing applications.
Responsibilities- Portfolio management: Ensure portfolio quality meets set standards and targets.
- Credit evaluation: Evaluate project financing applications, assess applicants' financial condition and credit worthiness.
- Due diligence: Conduct thorough checks on financing applications.
- Loan security appraisal: Appraise offered loan security and ensure property appraisal by licensed appraisers.
- Risk analysis: Analyze overall credit risk and recommend project financing applications for approval or disapproval.
- Education: College degree preferably with background in Economics, Banking, Finance, Business Management, or Accounting.
- Experience: At least three (3) years working experience in related fields; experience on evaluation of projects involving social enterprises, SMEs, microfinance, cooperatives, gender, and social inclusion is preferred.
- Required skills: Planning, research, economic analysis, market analysis, financial analysis, feasibility study, property appraisal, documentation, accounting, credit operation, remedial management, collection, IT skills.
