Loan Assessment Specialist

4 days ago


Cebu City, Central Visayas, Philippines Cepat Kredit Financing Inc. Full time
Company Overview:

Cepat Kredit Financing Inc. is a leading financial institution providing loans and financing solutions to individuals and businesses.

Job Summary:

We are seeking a Credit Review Associate to join our team and assist in evaluating loan applications, assessing creditworthiness, and ensuring compliance with regulatory requirements.

Key Responsibilities:
  • Review and analyze credit applications to assess the creditworthiness of borrowers.
  • Examine financial statements, credit reports, and other relevant documentation to evaluate the risk profile of borrowers.
  • Identify potential discrepancies or red flags in loan documentation and ensure compliance with internal policies and regulatory requirements.
  • Utilize financial models and tools to determine appropriate loan terms and conditions.
  • Prepare detailed credit review reports and provide timely responses to internal stakeholders.
  • Conduct external verification to validate client-provided data and use various methods of validation to verify client information.
Requirements:
  • Bachelor's degree in Accountancy, Business Administration, Financial Management, Banking, Commerce, Marketing Management, Economics, Entrepreneurship, or any related field.
  • 0-6 months of related work experience; fresh graduates welcome to apply.
  • Excellent communication and interpersonal skills.
  • Strong organizational and administrative skills.
  • Ability to multitask and work under pressure.
  • Proficient in MS applications and willingness to learn other systems used by the company.


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