Senior Mortgage Credit Analyst

1 day ago

Davao City, Davao, Philippines beBeeUnderwriter Full time ₱350,000 - ₱400,000

As a critical component of the mortgage process, loan underwriters play a vital role in ensuring the accuracy and completeness of mortgage loans before they are delivered to investors.

The underwriter's primary responsibility is to review and validate all mortgage loan components, including borrower documentation and property appraisals. This entails conducting thorough calculations and validations to ensure the integrity of the loan package and preparing mortgage loan packages with the highest level of accuracy to meet investor requirements.

In addition to loan preparation, underwriters must also identify and resolve credit issues to minimize risks, ensuring adherence to regulatory requirements. This includes delivering loans without errors, apart from permissible compliance deviations, to maintain investor trust and confidence. The underwriter must also maintain meticulous documentation for each underwriting decision, creating a transparent audit trail.

Another key aspect of the underwriter's role is quality assurance and process improvement. This involves conducting quality checks on completed loan packages to uphold a high standard of accuracy and staying updated on industry guidelines and regulatory changes to uphold best practices. Underwriters must also recommend and implement improvements to streamline processes and enhance efficiency.

To excel in this role, candidates should possess at least 5 years of experience in mortgage loan underwriting for US consumers. They should also have experience with TRID guidelines, agency, and investor guidelines (Fannie/Freddie/HUD/VA). A strong understanding of the mortgage life cycle is highly preferred, as is excellent communication, collaboration, and problem-solving skills. Proficiency in MS Excel/Google Sheets and customer information tools is also essential.

  • Experience in mortgage loan underwriting for US consumers
  • Knowledge of TRID guidelines, agency, and investor guidelines
  • Understanding of the mortgage life cycle
  • Excellent communication and collaboration skills
  • Proficiency in MS Excel/Google Sheets and customer information tools

  • Mortgage Credit Specialist

    1 day ago

    Davao City, Davao, Philippines beBeeCredit Full time ₱800,000 - ₱1,200,000

    Expert Mortgage Credit AnalystEvaluate mortgage applications and ensure compliance with lending laws and regulations.Key Responsibilities:Conduct thorough credit analyses, considering financial data, credit reports, and risk factors.Provide accurate recommendations based on complex financial information.Collaborate with mortgage brokers and lenders to...

  • Mortgage Advisor Specialist

    1 day ago

    Davao City, Davao, Philippines beBeeMortgage Full time ₱600,000 - ₱700,000

    Job Description">This role is for a remote, full-time mortgage support specialist. As a key member of the team, you will provide strategic support to debt advisory strategists, enabling efficient delivery of advisory work.We are looking for candidates with mortgage industry knowledge and credit assessment proficiency, particularly in the Australian...

  • Senior Manager of Credit Risk

    1 day ago

    Davao City, Davao, Philippines beBeeCreditRisk Full time $100,000 - $124,000

    About the RoleThe Senior Manager of Credit Risk will oversee the development and implementation of credit risk policies and procedures tailored to real estate transactions.This includes managing a team of analysts who evaluate borrower creditworthiness, monitor portfolio performance, and identify emerging risks to mitigate losses.The ideal candidate will...

  • Credit Analyst

    2 weeks ago

    Davao City, Davao, Philippines RCBC Full time

    OverviewProvides independent evaluation of credit proposals by validating financial statements and generating risk rating of individual borrowers. Prepares credit management reports needed by BSP and other external parties in their review of the bank's credit management controls. External parties include investors as IFC, Rating agencies such as Moody's,...

  • Mortgage Loan Specialist

    1 day ago

    Davao City, Davao, Philippines beBeeLoan Full time A$2,500 - A$28,000

    Job DescriptionWe are seeking a skilled Mortgage Loan Specialist to join our team. In this role, you will be responsible for supporting mortgage brokers by handling loan applications from start to finish.You will work closely with lenders, solicitors, and clients to ensure timely loan processing and provide exceptional customer service by addressing client...

  • Mortgage Loan Support Specialist

    1 day ago

    Davao City, Davao, Philippines beBeeBroker Full time ₱800,000 - ₱1,500,000

    Job DescriptionOur ideal candidate will support a Mortgage Broker in a dynamic and fast-paced environment. They will assist with loan application processing, client communication, and administrative tasks.Loan Application Support & ProcessingAssist in gathering and verifying client documents (e.g., income statements, credit reports, bank statements).Prepare...

  • Credit Officer

    5 days ago

    Davao City, Davao, Philippines East West Banking Corporation Full time ₱104,000 - ₱130,878 per year

    About the JobLocation:DavaoCorporate Title: JO-SMWork Arrangement:OnsiteOurConsumer Lending Teamis looking forexperienced professionalsto join us inDavaoin the role ofCredit Officer.As aCredit Officer, you will ensure that verifications are complete and thoroughly done, perform independent credit analysis, and make recommendations. Responsibilities include...

  • A Mortgage Journey Professional

    1 day ago

    Davao City, Davao, Philippines beBeeMortgage Full time ₱5,400,000 - ₱7,080,000

    Shape Property Finance Journeys with ExpertiseThis role lets you navigate mortgage processes while staying rooted at home, building expertise that puts your career on the global map. You'll shape property finance journeys and grow into the next level of your profession.As a Loan Processor, you will manage pre-credit loan processing tasks including retention...

  • Senior Credit Professional

    2 weeks ago

    Davao City, Davao, Philippines beBeeCreditManager Full time ₱900,000 - ₱1,200,000

    Job Title: Credit ManagerWe are seeking a highly skilled and experienced Credit Manager to join our team. The ideal candidate will have a proven track record of successfully managing credit-related tasks and ensuring the smooth operation of our financial systems.Key Responsibilities:Credit Investigation: Conduct thorough investigations into customer...

  • Credit Risk Professional

    1 day ago

    Davao City, Davao, Philippines beBeeCredit Full time ₱4,000,000 - ₱7,000,000

    Role SummaryA meticulous and proactive credit risk analyst is required to review and assess credit limits for existing customers, analyze payment behavior, and collaborate with internal teams to evaluate business credit requests.Key Responsibilities:Review and assess credit limits for existing customers on a recurring basisAnalyze payment behavior, financial...