Financial Policy Analyst

3 days ago


Taguig, National Capital Region, Philippines East West Banking Corporation Full time

About Us

EastWest Banking Corporation is a leading universal bank in the Philippines, committed to providing innovative banking solutions to its customers.

Job Summary

We are seeking a highly skilled Credit Policy Officer to join our Consumer Lending Team in Bonifacio Global City (BGC) site. The successful candidate will be responsible for developing and updating credit policies for acquisitions, underwriting, portfolio management, and collections.

Key Responsibilities:

  • Develop and maintain up-to-date credit policies covering acquisitions, credit underwriting, portfolio management, and collections/recovery based on portfolio data analytics and macro-economic indicators.
  • Evaluate existing portfolio and industry trends to determine policies and strategies through data mining using various data mining tools such as SAS and Decision Tree.
  • Update the policy manual to incorporate policy amendments based on results of test program performance and portfolio analysis.
  • Provide credit risk criteria and review and approve program and marketing papers within agreed TAT and in accordance with relevant regulations.
  • Coordinate with business units to launch product programs and ensure that it effectively carries out a focused target market strategy, suitable risk acceptance criteria, and profitability model.

Requirements:

  • College graduate of any four-year course related to business management, economics, banking, and finance.
  • Extensively exposed to consumer credit risk management and analysis, credit life cycle, and lending operations within the banking industry, or has at least 5 years of experience in Credit Processing and Approvals, Collections Management, and Portfolio Management/Data Mining/Analytics.
  • Willing to report onsite - BGC Taguig.


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