
High-Performance Mortgage Loan Specialist
24 hours ago
In this critical role, you will be responsible for meticulously reviewing and validating mortgage loan components, encompassing borrower documentation, financial data, and property appraisals.
- Loan Preparation & Accuracy: Ensure that all data points and documents in the loan package are accurate, complete, and aligned with Automated Underwriting System (AUS) outputs to guarantee the integrity of the loan file.
- Conduct thorough calculations and validations to ensure the reliability of the loan package.
The primary goal is to deliver a robust, defensible loan file free of errors, facilitating seamless approval by loan buyers.
Key Responsibilities:- Credit & Risk Mitigation: Identify and resolve credit issues to minimize risks, ensuring adherence to regulatory requirements.
- Deliver loans without errors, except for permissible compliance deviations, to maintain investor trust and confidence.
Maintain meticulous documentation for each underwriting decision, creating a transparent audit trail.
Requirements:- A minimum of 5 years of meaningful experience with mortgage loan underwriting (conventional, FHA/VA, non-QM) for US consumers.
- Experience and familiarity with TRID guidelines, and agency and investor guidelines (Fannie/Freddie/HUD/VA).
- A strong understanding of the mortgage life cycle from end-to-end is highly desirable.
This position demands exceptional communication, collaboration, and problem-solving skills, as well as proficiency in MS Excel/Google Sheets and customer information tools (e.g., Retool), task management tools, and Google Drive.
Working Conditions:- Flexibility to work US Pacific time 10 AM–7 PM (1 hour break)
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