Loan Verification Specialist
2 weeks ago
Company Overview
Cepat Kredit Financing Inc. is a reputable financial institution that provides loans and credit services to individuals and businesses.
Job Description
We are seeking a highly skilled Loan Verification Specialist to join our team. As a Loan Verification Specialist, you will be responsible for reviewing the completeness of loan applications, Credit Approval Memorandums, and loan documents.
You will validate the information reflected on loan applications, Credit Approval Memorandums, and the authenticity of loan documents by conducting interviews with potential borrowers, co-borrowers/co-makers, and character references, as well as performing trade checking, bank checking, agency/employment verification, and credit investigations.
You will endorse reports/Credit Approval Memorandums to Credit Review Supervisors for checking and review, verify borrower's payment history of previous or existing loans with other financing institutions, and inform concerned Branches or Marketing Departments regarding the status of accounts or additional documents/requirements to be complied by borrowers.
You will prepare reports regarding discrepancies on information/data reflected on Credit Approval Memorandums submitted by Account Officers against verification with borrowers/co-borrowers/co-makers, call clients with 'hold account' statuses to follow up lacking loan documents/requirements, and perform other related functions assigned from time to time.
Required Skills and Qualifications
To be successful in this role, you should have a bachelor's degree in any four-year business course and at least six (6) months of related experience in loan/credit review. You should also have good customer-service skills and communication skills, excellent attention to details, a high sense of responsibility, accountability, and integrity, and be computer proficient.
Benefits
We offer competitive salaries, a dynamic work environment, opportunities for career growth and development, and a comprehensive benefits package, including health insurance, retirement plans, and paid time off.
Estimated Salary: PHP 40,000 - 60,000 per month
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