Mortgage Risk Analyst

24 hours ago


Pasay, National Capital Region, Philippines Gratitude Philippines Full time

Job Functions and Responsibilities:

  • Mortgage Loan Analysis
  • Review loan data, reports, and inspections to ensure collateral is acceptable to investors and the company.
  • Make independent decisions regarding loan acceptance and risk in accordance with HUD, company, and investor guidelines.
  • Approve mortgage loans – Conventional, Correspondent, FHA, VA, Reverse.
  • Complete required paperwork and forms in a timely and accurate manner.
  • Work with staff and management to resolve escalated loan issues.
  • Recommend improvements to internal audit policies and practices.

Bachelor's degree or equivalent experience mandatory. Minimum 1 year of mortgage underwriting experience required.

Knowledge of financial and non-financial supporting documentation, income calculations, asset/liability verification, credit report review, and FNMA & FHLMC underwriting standards necessary.



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